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Alabama Life and Health Insurance- Comp Exam Questions with Correct Answers

Alabama Life and Health Exam Questions with Correct Answers. Alabama Health and Life In Exam Questions with Correct Answers. Alabama Life and Health Insurance Questions with Correct Answers. Alabama Life and Health Insurance Questions with Correct Answers. labama Life and Health Insurance Exam Ques...

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Alabama Life & Health Insurance Exam Questions with Correct Answers.

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Which of the following would be considered a speculative risk? Correct Answer The possibility the painting you bought might be a long-lost masterpiece A speculative risk is one in which there is a chance for either loss or gain. Example: Gambling, Casino's, Lottery, etc. All of the other choices...

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Alabama Life and Health Insurance Exam Questions with Correct Answers.

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The Fair Credit Reporting Act Correct Answer what law protects consumers from the circulation of inaccurate or obsolete information? domestic, foreign, and alien Correct Answer Insurers are classified according to their domicile. What are the 3 types of insurers? Fraternal insurer Correct Answ...

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Alabama Health Insurance Exam Questions with Complete Solutions (100% Correct)

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Pure Correct Answer Insurance is defined as the transfer of ______________ risk to the insurance company in consideration for a premium. Pure Risk Correct Answer The chance of loss without any chance of gain is called ___________ Speculative Risk Correct Answer has the possibility for gain or ...

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Alabama Life & Health Insurance Exam Questions with Correct Answers

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Agent/Producer Correct Answer A person who acts for another person or entity with regard to contractual arrangements with third parties; a legal representative of an insurance company. Agent/Agency Contract Correct Answer a contract that is held between an insurer and an agent/producer, containin...

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ALABAMA INSURANCE TEST Questions with Correct Answers.

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Which welfare program provides assistance to the needy? Correct Answer Medicaid Barbara has the right to change the beneficiary designation on her life insurance policy. Barbara's beneficiary is a(n): Correct Answer revocable beneficiary Within how many calendar days must all clean electronic...

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Alabama Life and Health Insurance Questions with Correct Answers.

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A predetermined limit. Correct answer insurance is a method risk is transferred to an insurer for consideration up to 1. Spouses in each other 2. Parents in their children 3. Creditors in their debtors correct answer which of the following would be considered proper establishment of insurable i...

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Alabama Life & Health Insurance Exam Questions with Correct Answers.

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Term Insurance Correct Answer Temporary protection because it only provides coverage for a specific period of time. Also known as pure life insurance Term insurance provides what is known as _________________ Correct Answer pure death protection Term insurance provides the greatest amount of c...

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Alabama Health and Life In Exam Questions with Correct Answers.

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According to the Alabama Insurance Regulations, all of the following are included as advertisements except: Correct Answer A birthday card sent to a policyowner by his or her agent According to the Alabama Insurance regulations, when using an illustration in the sale of a life insurance policy, ...

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Alabama Life and Health Insurance- Comp Exam Questions with Correct Answers

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Industrial life insurance is also referred to as Correct Answer debt policy Based upon Optional Uniform Provisions, an insurer would have the right to deny claim payment in all of the following circumstances, except: Correct Answer misstatement of age on the application Insurable interest for ...

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Alabama Life and Health Exam Questions with Correct Answers.

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In reference to the standard Medicare Supplement benefits plans, what does the term standard mean? a) All plans must include basic benefits A-N. b) Coverage options and conditions are developed for average individuals. c) All providers will have the same coverage options and conditions for each p...

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