Fair Debt Collection Practices (FDCPA) Bundled exams with complete solution everything you need to pass

How many times can a debt collector contact a third party to request a location information regarding the consumer? - one what information can you request from a third party? - The consumer's home address, home phone, and place of employment which of the following are right parties with whom ca...

True or False... The FDCPA allows professional collectors to contact customers between 8 am and 9 pm local time for customers. - True (805)! True or False... The FDCPA takes precedence over any state laws governing debt collection. - False (816)@ A validation is - An explanation of what an agen...

1. Which of the following is the correct response to consumer written requests that they not be contacted again by debt collectors? A. Collectors may send final demand letters. B. Collectors may send letters explaining that defaulted obligations are being turned over to attorneys for legal actio...

FDCPA - Designed to a eliminate abusive, deceptive and unfair practices in debt collection without putting reputable debt collectors at an unfair disadvantage. FDCPA Coverage - Applies only to collection of obligations incurred by consumers for personal, family, or household purposes Debt collec...

FDCPA applies only to collection of obligations by consumers for ____, ____, or ____ purposes. - personal, family, household Name the three elements that define a 'debt collector' under FDCPA? - 1 - A person operating a business whose principal purpose is to collect debts 2 - A person who regu...

hat debts does FDCPA apply to? - It only applies to debt incurred by a consumer primarily for personal, family, or household purposes. (excludes corporate debt or agricultural or business purpose debt) What debt collectors are covered under FDCPA? - - A person who regularly collects, attempts to ...