Louisiana Life and Health Insurance Bundled Exams Questions and Answers Multiple Versions (2024/2025) (Complete and Accurate)

Louisiana Life and Health Insurance Exam Questions and Answers Already Passed All of the following are correct about the required provisions of a health insurance policy EXCEPT A. The entire contract clause means the signed application, policy, endorsements, and attachments constitute the entire c...

Louisiana Life, Accident and Health Practice Exam Test Questions & Answers 100% Pass Select from the choices below the best description of a speculative risk? Involving the possibility of a gain in addition to the uncertainty of loss If there is a material change in an MEC contract, what is the fir...

Life, Health, and Accident Insurance Exam Louisiana Questions with Verified Solutions An agent is completing an application for a long-term care policy. The agent is required to do all of the following EXCEPT (Choose from the following options) 1. Warn the applicant about the 10-day free-look per...

LA Life, Health & Accident Insurance Series 103 Practice Exam Questions and Answers Already Passed Under which situation must insurable interest exist between the applicant and insured at the time of application? When a third-party applicant names themselves beneficiary. Which of the following is ...

Louisiana Laws (Life/Health Insurance Exam) Already Passed Who is responsible for making sure the provisions of the Louisiana Insurance Codes are enforced? Commissioner of Insurance The Commissioner may conduct a financial examination of any insurance company as often as deemed appropriate but usu...

Louisiana Life and Health Insurance Questions and Answers 100% Pass All of the following long-term care coverages would allow an insured to receive care at home EXCEPT a. Skilled Care b. Custodial care in insured's house c. Respite care d. Home health care a. What is the purpose of a suicide p...

Xcel Testing Solutions-Louisiana Life and Health Exam Simulator - 200 Questions with Verified Answers Which dividend option would an insurer invest the policy owner's money and add any interest earnings as the dividends accrue? -Accumulation at Interest Option -Cash Dividend Option -Paid-Up Add...

Louisiana Life and Health Simulator Questions and Answers Already Passed A licensee just renewed his license. How much time will pass before he will have to renew it again? 2 years How many eligible employees must be included in a contributory plan? 75% All of the following are Nonforfeiture opti...

Louisiana insurance study guide questions and answers rated A+ To assure the public that only competent trustworthy individuals and other entities sell insurance and to protect and promote the public interest. Licensing/Purose A contract under which one party undertakes to pay another against a lo...

LA Series 103 Exam Questions and Answers Graded A+ Maximum benefit refers to the upper limit of the total lifetime benefits the insurance company will pay ____ is NOT an element of a valid contract Countersignature ______ life is designed to pay the balance of a loan if the insured dies before rep...

Louisiana life, health, accident or sickness insurance section 103 rated A+ defined benefit plan the employer specifies amount of benefits promised to the employee defined contribution plan focuses on contributions rather than on the benefits they will pay out tax deductible a qualified expense th...

LA Life Insurance Series 101 Latest Update Graded A Which type of rider pays out a capital sum in case an insured loses a limb or their eyesight? Accidental Death and Dismemberment If a policyowner of a convertible term life insurance policy exercises his/her right to convert, which of the followi...

Xcel Testing Solutions- Life and Health Insurance- Weighted Exam- 150 Questions with Verified Answers The Do Not Call Registry offers exemptions for calls placed from all of the following EXCEPT insurance sales calls Charities, political organizations, and surveys are all offered exemptions from Th...

Lesson 1: Louisiana Insurance Regulation Latest Update Graded A Objectives: ◦ List requirements of obtaining and maintaining a Louisiana Insurance License ◦ Recognize Louisiana laws governing the business of insurance ◦ Name important Federal laws that apply to insurance producers and insu...