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FLORIDA INSURANCE PACKAGE DEAL ALL EXAMS COMPILED AND SOLVED CORRECTLY 100% 2024. $25.99   Add to cart

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FLORIDA INSURANCE PACKAGE DEAL ALL EXAMS COMPILED AND SOLVED CORRECTLY 100% 2024.

1 Exam (elaborations) FL Laws and Rules Pertinent to Insurance Exam Well Answered 100% 2024. 2 Exam (elaborations) Florida Life Insurance Exam Guide Questions And Actual Answers 2024 3 Exam (elaborations) Florida Life, Health and Variable Annuity Exam With Solved Solutions 2024. 4 Exam (elaborat...

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Florida Insurance Final Exam With Complete Answers 100% 2024.

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The clause identifying which losses resulting from an accident or sickness are insured by the policy is called the: - Answer Insuring clause K applies for a life insurance policy on herself and submits the initial premium with the application. She is given a receipt by the agent stating that c...

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Florida Life and Health Insurance Study Guide Exam And Answers Graded A+ 2024.

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Insured - Answer The person covered by the insurance policy. Rider - Answer A written modification attached to a policy that increases or decreases coverage and/or premiums. What is a unilateral contract? - Answer A contract in which only one of the parties is legally bound to fulfill it...

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Florida 2-15 Insurance License Exam With Complete Solutions 2024.

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Accumulation units are converted into annuity units: - Answer at the time of annuity payout. A group life insurance plan in which the employer pays the entire premium is known as a ________________ plan. - Answer noncontributory If a disabled worker covered under Social Security disabili...

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214 Florida Insurance Test Questions And Complete Verified Solutions 2024.

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Which type of insurance protects an agent and even pays claims if a lawsuit is brought against the agent as a result of failing to provide a service to a client? - Answer Errors and Omissions Insurance Which of the following terms is known as the voluntary relinquishment of a given right or pr...

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Florida Life and Health Insurance Pro Final Exam Well Answered Rated A+ 2024.

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Within how many days must a licensee notify the Department of Financial Services of a change in address? - Answer 30 All of the following entries are classified under the four principal areas of Florida insurance law EXCEPT... - Answer An agent's commission Which of the following factor...

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Florida Property & Casualty Insurance Final Exam Fully Solved 100% 2024.

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The FAJUA is composed of: - Answer All companies licensed to write auto insurance in Florida A coverage that is similar to premises and operations coverage in the Commercial General Liability Policy covering bodily injury and property damage liability for aviation risks is defined as: - Answer...

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Health Insurance Florida Comprehensive Exam With All Correct Answers 2024.

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Which of the following laws requires an insurer to notify an applicant in writing that an investigative consumer report may be made on the applicant? -Uniform Provisions Law. -Freedom of Information Act. -Medical Information Bureau Disclosure Act -Fair Credit Reporting Act (Insurance Information...

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Florida General Lines Agent Exam Questions And 100% Correct Answers 2024.

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What is the definition of a risk that is insurable? a.Risk is defined as a chance or the possibility of financial loss; only pure risks are insurable as there is no possibility of a gain b.A chance of a loss or gain c.A risk where there is a possibility of a gain d.A chance for insurance cover...

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Florida 2-15 Midterm Exam Questions With Correct Answers 100% 2024.

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In a 3 partner cross-purchase plan, how many policies need to be purchased in order to protect each partner against the loss of any other partner? - Answer 6 According to the NAIC Life Insurance Solicitation Model, when soliciting life insurance, a producer is required to provide a prospect wi...

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Florida Health and Life Insurance Exam Questions And Complete Verified Answers 2024.

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Whole Life Policies - Answer - Ordinary (Straight) Life - Limited-pay Life - Single-Premium Life - Adjustable Life Interest/Market-Sensitive Policies - Answer - Universal Life - Variable Whole Life - Variable Universal Life - Interest-sensitive Whole Life - Equity-Indexed Life Term...

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Florida Life Insurance Study Guide Exam Solved Correctly 2024.

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IMPORTANT NUMBER FOR LIFE INSURANCE: Free look period for life insurance policies. - Answer 14 days Grace period, from second notice, to which a life policy-owner at least 64 years of age is entitled. Free look period for Annuities and Variable Annuities. - Answer 21 days Grace period for...

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Florida Life Insurance Post Exam Questions With Complete Answers Rated A+ 2024.

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Mutual Insurance Companies - Answer organized and incorporated under state laws. No stockholders. Mutual companies - Answer Participating, they pay dividends. Stock company - Answer Owns Stock. Nonparticipating (no dividends) Risk Retention Group - Answer Mutual company formed to in...

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Florida Insurance Final Exam Well Answered Latest Update 2024.

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An insurance company receives E's application for an individual health policy. E did not complete all of the medical history questions because she could not remember the exact dates. E signed the policy and submitted it to the insurance company anyway. A few weeks later, E suffers a heart attack an...

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Florida Insurance License Exam With Solved Solutions 2024.

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Risk - Answer the chance of financial loss Risk is NOT the loss itself, but the _________ of loss. - Answer CHANCE Policy - Answer a written contract for effecting insurance and includes Clauses, Riders, endorsements, and papers which are part of the contract Insurance - Answer ...

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Florida Insurance Exam Review Questions Well Answered A+ 2024.

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What is one condition to re-instate a lapsed life insurance policy? - Answer The policy has been expired no more than 3 years What are three common classifications underwriters use for risk? - Answer Standard, substandard, and preferred What is intended to be covered by health insurance? -...

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Florida Health Insurance Pro Exam Well Answered And Updated 2024.

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Accident - Answer An unplanned, unforeseen event which occurs suddenly and at an unspecified place Accident Insurance - Answer A type of insurance that protects the insured against loss due to accidental bodily injury Accidental Bodily Injury - Answer Unplanned, unforeseen traumatic i...

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Florida Insurance License Exam With Verified Answers 2024.

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Which action will the insurance company most likely NOT take if the applicant has Diabetes and applies for a Disabiility Income policy? - Answer Issue the policy with an altered Time of Payment of Claims Which is NOT a legal entity for selling life insurance in Florida? - Answer Risk Manageme...

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Florida Life Insurance State Exam Review Questions And Answers Graded A+ 2024.

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Post-tax dollar contributions are found in - Answer Roth IRA investments N purchases an annuity by making payments in an amount no less than $100 quarterly. This describes which of the following annuities? - Answer Flexible installment deferred Q applied for life insurance and submitted th...

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Florida Insurance Midterm Exam And Answers Already Passed 2024

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When a policy pays dividends to its policyholders , it is said to be - Answer participating What is the name of the law that requires insurers to disclose information gathering practices and where the information was obtained ? - Answer Fair Credit Reporting Act What is the name of the law...

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Florida Insurance Exam Cram Questions Already Answered 2024.

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Insurance is based on these two fundamental principles - Answer Spreading or Pooling of risks (loss sharing) and Theory of probability (law of large numbers) A principle based on the theory of probability and the experience of death or sickness statistics is known as the - Answer Law of larg...

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Florida Health 240 Insurance Post Exam And Updated Answers 2024.

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Rules of Construction - Answer Help to identify and establish the intent of the parties to the contract Utmost good faith - Answer Each party is entitled to rely on the representation of the other, and each party should have a reasonable expectation that the other is acting in good faith with...

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Florida 240 Test Questions Fully Solved Rated A+ 2024.

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A medical expense policy that establishes the amount of benefit paid based upon the prevailing charges which fall within the standard range of fees normally charged for a specific procedure by a doctor of similar training and experience in that geographic area is known as -Answer Usual, customary...

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Florida Insurance Latest Exam Questions And Answers Solved 100% 2024.

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insurance - Answer ________________ is a contract whereby one undertakes to indemnify another or pay or allow a specified amount or a determinable benefit upon determinable contingencies. casualty - Answer ______________ insurance is insurance which pays on behalf of the insured's legal li...

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Florida Test Questions Well Answered Graded A+ 2024.

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Transferring the risk to an insurance company is known as what? - Answer Insurance When the insured request to have the company change a condition or provision in an insurance policy the document attach to the policy is referred to as what? - Answer Endorsement George and Sandy only home...

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Florida Laws and Rules Pertinent to Insurance Final Exam Solved Correctly 2024.

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Insurance companies that are organized in countries outside the United States are referred to as? Alien. (An insurance company that is organized or chartered in a country other than the United States is defined as alien.) - Answer A life insurance policyowner may sell their policy to a(n) __...

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Florida Insurance Pro Exam With Correct Answers 2024

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In the insurance business, risk can best be defined as: A. sharing the possibility of a loss B. uncertainty regarding the future C. uncertainty regarding financial loss D. uncertainty regarding when death will occur - Answer C. The concept of insurance developed from the need to minimize th...

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Florida 2 15 Taxes, Retirement, and other Insurance Concepts Test Questions With All Correct Answers 2024.

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What is the main advantage of converting from group life insurance to individual coverage? - Answer Evidence of insurability is not required What is the general taxation rule for death benefits payable to the beneficiary of a life insurance policy? - Answer Death benefits are generally not ...

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Florida 240 License Exam Questions With Solved Solutions 2024.

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The stated amount or percent of liquid assets that an insurer must have on hand that will satisfy future obligations to its policyholders is called: - Answer Reserves An insurance applicant MUST be informed of an investigation regarding his/her reputation and character according to the: - Answ...

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Florida Health and Accident Insurance State Exam With Complete Answers 2024.

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Which mode of payment is NOT used by health insurance policies? - Answer Single Premium The Coordination of Benefits provision - Answer prevents an insured covered by two health plans from making a profit on a covered loss After an insured gives notice of loss, what must he/she do if the...

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Insurance - Florida Statutes, Rules, & Regulations Test Quizess And Answers 2024.

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Solicitation Negotiations Sale Advising individual on coverage/claims Answer What four things does insurance transaction mean? Insurance Contract Answer This is an agreement between a policyowner (often an insured) and an insurer, where the insurer agrees, for consideration, to idemni...

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Florida Insurance Exam And Answers Rated A+ 2024.

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A Supplementary Medical Expense policy combines the benefits of what two types of plans? - Answer Basic Medical and Major Medical Which of the following is not correct concerning Health Maintenance Organizations? - Answer They mandate enrollment for groups of 25 or more. Which is not true ...

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FLorida State Health Insurance Exam Questions With All Correct Solutions 2024.

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FIELD UNDERWRITING PROCEDURES - Answer AGENT/PRODUCER Insurable Interest - Answer policy owner who faces losing something of value in the event of a loss Insurer - Answer principle Contract Law - Answer Elements of a Contract Agreement - Answer Acceptance & Offer Offer - Ans...

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Florida 2 15 Social insurance Study Guide Exam Well Answered 100% 2024

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What Medicare part provides a prescription drugs benefit? - Answer Part D An insured with Medicare Part D has reached the initial benefit limit and must now pay a portion of prescription drugs cost. What is the term for this gap in coverage? - Answer The donut hole What is another name for...

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Florida Life, Health and Variable Annuity Exam With Solved Solutions 2024.

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Categories of Life Insurance - Answer Ordinary, Industrial and Group Ordinary Life - Answer is individual life insurance that includes many types of TERM and PERMANENT insurance and is usually paid with monthly premiums. Is the principal type of life insurance purchased in the United States. ...

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Florida Life Insurance Exam Guide Questions And Actual Answers 2024

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Commercial Insurers - Answer Also known as "Private" Insurance, and they are in the business of selling for a profit. Sotck Companies - Answer Incorporated infer state laws for the purpose of making a profit for its stockholders (shareholders) They are nonparticipating insurers Multi-l...

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FL Laws and Rules Pertinent to Insurance Exam Well Answered 100% 2024.

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Which of the following provisions is NOT required in HMO contracts/certificates? Enrollment Rates shall not be excessive No pre-existing exclusions for children Seven-day grace period -Answer Seven-day grace period Florida requires that an insurance agent must complete __ hours of c...

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