XCEL SOLUTIONS EXAM BUNDLES

Xcel Testing Solutions- Life and Health Insurance- Weighted Exam- 150 Questions With Complete Solutions The Do Not Call Registry offers exemptions for calls placed from all of the following EXCEPT - ANSWER insurance sales calls Charities, political organizations, and surveys are all offered exempt...

XCEL SOLUTIONS - FINAL EXAM WITH SOLUTIONS K has a life insurance policy where her husband is beneficiary and her daughter is contingent beneficiary. Under the Common Disaster clause, if K and her husband are both killed in an automobile accident, where would the death proceeds be directed? - Answ...

XCEL Solutions Questions with 100% Correct Answers Reserve - Answer funds held by the company to help future claims. minimum reserves are usually set by the state Department of Insurance. Multi-line insurer - Answer an insurance company or independent agent that provides a one-stop shop for ...

XCEL Chapter 1 Exam Review With Complete Solutions Stock insurer - A non-participating company is also called Insurance policy - Contract that involves one party which indemnifies another when a loss arises from an unknown event Mutual - A type of insurer that is owned by its policy owners is...

Xcel Final Exam Questions And 100% Correct Answers Typically, Long-Term Disability benefits are coordinated with which benefit plan? - ANSWER Social Security The focus of major medical insurance is providing coverage for - ANSWER medical and hospitalization expenses An insured under a Major M...

XCEL solutions exam questions with complete solutions 2024 A partial surrender is allowed in which of the following life policies? - ANSWER Universal life All of the following riders can increase the death benefit amount EXCEPT - ANSWER Waiver of Premium A health insurance policy where the in...

FInal Exam: California Life, Accident, and Health Insurance questions with complete solutions What distinguishes a deferred annuity from an immediate annuity? - ANSWER The time at which benefit payments start Cindy buys a 10-year certain annuity with an installment refund. After receiving monthl...

Xcel Testing Solutions (Life & Health) Final 150 Question Practice Exam with complete solutions When can a policy owner change a revocable beneficiary? - Answer Anytime M purchased an Accidental Death and Dismemberment (AD&D) policy and named his son as beneficiary. M has the right to change th...