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[Show more]SAFE Act/ Uniform State Test(UST) Exam 
Questions And Answers (Verified And 
Updated) 
SAFE Act purpose is - answerto create uniform regulation of mortgage loan originators in 
every state 
Secure and Fair Enforcement for Mortgage Licensing Act of 2008 
SAFE Act - answerRegulation H for state licens...
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Add to cartSAFE Act/ Uniform State Test(UST) Exam 
Questions And Answers (Verified And 
Updated) 
SAFE Act purpose is - answerto create uniform regulation of mortgage loan originators in 
every state 
Secure and Fair Enforcement for Mortgage Licensing Act of 2008 
SAFE Act - answerRegulation H for state licens...
MLO SAFE NMLS Safe Test Practice 
Questions And Answers (Verified And 
Updated) 
Taking advantage of ill-informed consumers through excessively high fees, misrepresented loan 
terms, frequent refinancing that does not benefit the borrower and other prohibited acts is called 
________________________...
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Add to cartMLO SAFE NMLS Safe Test Practice 
Questions And Answers (Verified And 
Updated) 
Taking advantage of ill-informed consumers through excessively high fees, misrepresented loan 
terms, frequent refinancing that does not benefit the borrower and other prohibited acts is called 
________________________...
SAFE Mortgage Loan Originator Test 
Questions And Answers (Verified And 
Updated) 
Prequalification - answeran estimate of the loan amt. for which the buyer can qualify based 
on his income/credit under the lenders standards 
USDA ratio - answer29/41 
FHA ratio - answer31/43 
Asset based loan - answ...
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Add to cartSAFE Mortgage Loan Originator Test 
Questions And Answers (Verified And 
Updated) 
Prequalification - answeran estimate of the loan amt. for which the buyer can qualify based 
on his income/credit under the lenders standards 
USDA ratio - answer29/41 
FHA ratio - answer31/43 
Asset based loan - answ...
The SAFE Mortgage Loan Originator 
National Exam Study Guide practice Exam 2 
Questions With 100% Correct Answers 
1. Which of the following is NOT a loan origination activity? - answerC. Assisting in a loan 
modification 
2. A unilateral contract is binding on: - answerA. One party 
3. Loan origina...
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Add to cartThe SAFE Mortgage Loan Originator 
National Exam Study Guide practice Exam 2 
Questions With 100% Correct Answers 
1. Which of the following is NOT a loan origination activity? - answerC. Assisting in a loan 
modification 
2. A unilateral contract is binding on: - answerA. One party 
3. Loan origina...
20-HR SAFE Comprehensive Mortgage Loan 
Originator Fundamentals HW Exam 
Questions With Verified Answers 
Mortgage loan originators who make cold calls must comply with the requirements of the 
National Do-Not-Call rules. The loan originator needs to update any download of the registry at 
least eve...
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Add to cart20-HR SAFE Comprehensive Mortgage Loan 
Originator Fundamentals HW Exam 
Questions With Verified Answers 
Mortgage loan originators who make cold calls must comply with the requirements of the 
National Do-Not-Call rules. The loan originator needs to update any download of the registry at 
least eve...
SAFE Mortgage Loan Originator Test - 
National Component with Uniform State 
Content Exam Questions With Verified 
Answers 
What does UST stand for? - answerUniform State Test 
Who does the CFPB protect? - answerThe Consumer Financial Protection Bureau protects 
consumers in the financial marketplac...
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Add to cartSAFE Mortgage Loan Originator Test - 
National Component with Uniform State 
Content Exam Questions With Verified 
Answers 
What does UST stand for? - answerUniform State Test 
Who does the CFPB protect? - answerThe Consumer Financial Protection Bureau protects 
consumers in the financial marketplac...
S.A.F.E Mortgage Loan Originator Exam 
GLBA - answerGramm-Leah-Bliley Act 
FTC - answerFederal Trade Commission 
FCC - answerFederal Communications Commission 
NPI - answerNon-public Personal Information 
Consumer - answerIndividual who obtains financial services for personal use 
Customer - answerC...
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Add to cartS.A.F.E Mortgage Loan Originator Exam 
GLBA - answerGramm-Leah-Bliley Act 
FTC - answerFederal Trade Commission 
FCC - answerFederal Communications Commission 
NPI - answerNon-public Personal Information 
Consumer - answerIndividual who obtains financial services for personal use 
Customer - answerC...
20 Hour SAFE Comprehensive Exam 
Questions With Verified Answers 
The appraisal approach that is used as the best indicator of value for existing properties is 
__________ - answerMarket Data Approach 
Mortgage Loan originators who make cold calls must comply woth the requirements of the 
National D...
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Add to cart20 Hour SAFE Comprehensive Exam 
Questions With Verified Answers 
The appraisal approach that is used as the best indicator of value for existing properties is 
__________ - answerMarket Data Approach 
Mortgage Loan originators who make cold calls must comply woth the requirements of the 
National D...
SAFE Mortgage Loan Originator Practice 
Exam 
Dodd-Frank Wall Street Reform/Consumer Financial Protection Act of 2010. - 
answerPromote the financial stability of the US by improving accountability and 
transparency in the financial system. 
(Created Consumer Financial Protection Act and Mortgage Re...
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Add to cartSAFE Mortgage Loan Originator Practice 
Exam 
Dodd-Frank Wall Street Reform/Consumer Financial Protection Act of 2010. - 
answerPromote the financial stability of the US by improving accountability and 
transparency in the financial system. 
(Created Consumer Financial Protection Act and Mortgage Re...
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