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Comprehensive HUD Test Bank: 100% Correct Answers
Graded A+ suitable for Upcoming Exams
[Show more]Graded A+ suitable for Upcoming Exams
[Show more]HUD Practice Test and Correct Answers 
|100% Correct Answers| 
Which document is most important when working with a client to develop an initial budget as 
part of a Client Action Plan? *Ans* Pay Stub 
A client would like to purchase a home within one year. The client is motivated to increase 
hou...
Preview 2 out of 15 pages
Add to cartHUD Practice Test and Correct Answers 
|100% Correct Answers| 
Which document is most important when working with a client to develop an initial budget as 
part of a Client Action Plan? *Ans* Pay Stub 
A client would like to purchase a home within one year. The client is motivated to increase 
hou...
HUD Housing Counselor Certification 
Practice Exam |Question and Answer| 
100% Correct 
 
What is the maximum percent of area median income allowable for a household to qualify for a 
Housing Choice Voucher? *Ans* 50% 
Which is the maximum recommended housing ratio for renting an apartment? *Ans...
Preview 4 out of 51 pages
Add to cartHUD Housing Counselor Certification 
Practice Exam |Question and Answer| 
100% Correct 
 
What is the maximum percent of area median income allowable for a household to qualify for a 
Housing Choice Voucher? *Ans* 50% 
Which is the maximum recommended housing ratio for renting an apartment? *Ans...
HUD Study Guide- Financial 
Management [Question and Answer] 
100% Pass #LATEST!!! 
Which document is most important when working with a client to develop an initial budget as 
part of a Client Action Plan? 
- List of Assets 
- Current Lease 
- Retirement Plan statement 
- Pay stubs *Ans* Pay stub...
Preview 3 out of 18 pages
Add to cartHUD Study Guide- Financial 
Management [Question and Answer] 
100% Pass #LATEST!!! 
Which document is most important when working with a client to develop an initial budget as 
part of a Client Action Plan? 
- List of Assets 
- Current Lease 
- Retirement Plan statement 
- Pay stubs *Ans* Pay stub...
Verified Study Guide: HUD Exam - 
Housing Affordability |2024/2025 study 
year| 100% Correct 
Which document should the counselor review with the client to identify spending habits and 
track expenses? 
A. Credit report 
B. Pay stubs 
C. Bank Statement 
D. Tax returns *Ans* Bank Statement 
Which a...
Preview 3 out of 20 pages
Add to cartVerified Study Guide: HUD Exam - 
Housing Affordability |2024/2025 study 
year| 100% Correct 
Which document should the counselor review with the client to identify spending habits and 
track expenses? 
A. Credit report 
B. Pay stubs 
C. Bank Statement 
D. Tax returns *Ans* Bank Statement 
Which a...
HUD Exam Prep |Question and Answer| 
100% Correct 2024/2025 
% Impact of Account Payment History on Credit Score *Ans* 35% 
portion of credit score based on the payment history of accounts, including late payments, 
delinquencies, judgments, and liens 
% Impact of Amounts Owed on Accounts on Credit...
Preview 4 out of 70 pages
Add to cartHUD Exam Prep |Question and Answer| 
100% Correct 2024/2025 
% Impact of Account Payment History on Credit Score *Ans* 35% 
portion of credit score based on the payment history of accounts, including late payments, 
delinquencies, judgments, and liens 
% Impact of Amounts Owed on Accounts on Credit...
Latest HUD Certification Exam |Question 
and Answer| 100% Correct 
Deed Restrictions *Ans* Legally enforceable terms that govern the use of real estate 
Redlining *Ans* The practice of refusing to make residential loans or imposing more 
onerous terms on any loans made because of the predominant r...
Preview 3 out of 17 pages
Add to cartLatest HUD Certification Exam |Question 
and Answer| 100% Correct 
Deed Restrictions *Ans* Legally enforceable terms that govern the use of real estate 
Redlining *Ans* The practice of refusing to make residential loans or imposing more 
onerous terms on any loans made because of the predominant r...
HUD Certification Mock Questions and 
Answer |100% Correct| UPDATED!!! 
Back end ratio *Ans* compares the total of all monthly PITI expenditures plus auto 
loans and other debts with gross monthly income 
Front-end ratio *Ans* compares the total annual PITI expenditures for housing with 
the loan...
Preview 4 out of 49 pages
Add to cartHUD Certification Mock Questions and 
Answer |100% Correct| UPDATED!!! 
Back end ratio *Ans* compares the total of all monthly PITI expenditures plus auto 
loans and other debts with gross monthly income 
Front-end ratio *Ans* compares the total annual PITI expenditures for housing with 
the loan...
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