BUNDLE - UCE EXAMS

UCE Practice Exam 2 Questions & Answers 2024/2025 Business Resumption Planning is most effective if prepared by the: A. IT department B. senior management C. audit committee D. team from throughout the bank - ANSWERSD. team from throughout the bank Which of the following is the correct ...

UCE Final Exam Questions & Answers 2024/2025 What is the formula for the NCFD ratio? - ANSWERS(Noncore liabilities - short-term investments)/long-term assets How to calculate LLL? - ANSWERST1 + T2 + ALLL not included in T2 How do you calculate T1 capital? - ANSWERSCommon Stock + Additiona...

OCC UCE Exam Questions & Answers 2024/2025 Examiners should determine the root cause and decide whether to expand the loans sample if downgrades? - ANSWERSEqual: 5% of the # of credits reviewed or 3% of the dollar amount LEGAL LENDING LIMIT • Calculation of LLL is as of the most recen...

UCE 670 Exam Questions & Answers 2024/2025 "Two full service national banks are owned by the same holding company. Both banks have composite ratings of "2". Bank A has $500MM in assets. Bank B has $345MM in assets. Bank B will pay 12% lower assessment fees. A. True B. False " - ANSWER...

UCE Study Exam Questions & Answers 2024/2025

UCE Exam Questions & Answers 2024/2025 In compliance with legal lending limits, FNB Podunk made a loan secured by livestock in 2013. In 2014, the collateral value declined below the market value exception. Due to this decline in value, the loan is a violation of the legal lending limit. a) ...

UCE QOTD Exam Questions & Answers 2024/2025 What is the risk rating of an open ended loan 133 days past due? A) Pass B) Special Mention C) Substandard D) Loss - ANSWERSC) Substandard Bank investments are accounted for at amortized cost when they are: A) Available for sale B) Tradin...

OCC UCE MC Exam Questions & Answers 2024/2025 A bank's risk measurement tools should be able to capture the exposure from embedded options. Which three products contain embedded options? (Choose Three) A. Structured Notes B. US Treasury Bonds C. Overnight FFS D. MBSs E. MMDAs - ANSWERSStr...

UCE Practice Exam 4 Questions & Answers 2024/2025 To qualify for the small transfer agent exemption, a bank must receive fewer than _____ items for transfer and fewer than ____ items for processing during any six consecutive months. A) 300; 300 B) 400; 400 C) 500; 500 D) 250; 500 E) 300...

UCE Practice Exam 3 Questions & Answers 2024/2025 In order to provide funds to satisfy liquidity needs, a bank may: A. Liquidate investment securities. B. Increase liabilities of a term nature. C. Purchase treasury stock. D. Increase holdings of non liquid assets. E. A & B above. - ANSW...

OCC UCE Final Exam Questions & Answers 2024/2025 Goal of the overall control system? - ANSWERShelp maintain authority, recognize and identify the need for timely reporting and information Goal of internal control system? - ANSWERSprotect the banks assets, assure integrity of financial and op...

UCE Prep Exam Questions & Answers 2024/2025 OCC Bulletin 2006-47 - ANSWERSAllowance for Loans and Lease Losses Guidance OCC Bulletin 2006-46 - ANSWERSInteragency Guidance on CRE Concentration Risk Management OCC Bulletin 2012-10 - ANSWERSInteragency Guidance on Troubled Debt Restructuring...

UCE OCC Exam (Deck 3) Questions & Answers 2024/2025 Is it required for every bank to have a written policy regarding insider transactions - ANSWERSyes What law governs loans to executive officers for banks - ANSWERS12 USC 375a What law governs extensions of credit to executive officers, d...

OCC UCE Practice Exam Questions & Answers 2024/2025 C) Risk assessment- Internal controls handbook page 5 - ANSWERSWhich of the following is not a factor of management's internal control environment? a) the organizational structure of the institution b) management's philosophy and operatin...