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[Show more]©THEBRIGHT EXAM SOLUTIONS 
10/30/2024 10:31 PM 
six special characteristics of insurance contracts - answer1. Personal 
2. adhesion 
3. utmost good faith 
4. aleatory 
5. unilateral 
6. conditional 
what kind of contract is an insurance policy? - answerPersonal contract 
what is a contract of adhes...
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Add to cart©THEBRIGHT EXAM SOLUTIONS 
10/30/2024 10:31 PM 
six special characteristics of insurance contracts - answer1. Personal 
2. adhesion 
3. utmost good faith 
4. aleatory 
5. unilateral 
6. conditional 
what kind of contract is an insurance policy? - answerPersonal contract 
what is a contract of adhes...
When the insurer invokes the coinsurance penalty, Jim is then 
responsible for a third of the damages, which in this case totaled $45,000. So, Jim must pay 
$15,000. 
In the context of insurance adjusting, who is the principal? - answerThe source of the adjuster's 
authority 
What document do ins...
Preview 3 out of 20 pages
Add to cartWhen the insurer invokes the coinsurance penalty, Jim is then 
responsible for a third of the damages, which in this case totaled $45,000. So, Jim must pay 
$15,000. 
In the context of insurance adjusting, who is the principal? - answerThe source of the adjuster's 
authority 
What document do ins...
Adjuster Pro Exam Prep Questions With 
Correct Answers 
Common law is based upon - answercourt decisions and customs. 
cause of loss or damage - answerperil 
Jim owns a home valued at $187,500, but he only has a $100,000 homeowner's policy and is 
underinsured. During a storm, lightning strikes J...
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Add to cartAdjuster Pro Exam Prep Questions With 
Correct Answers 
Common law is based upon - answercourt decisions and customs. 
cause of loss or damage - answerperil 
Jim owns a home valued at $187,500, but he only has a $100,000 homeowner's policy and is 
underinsured. During a storm, lightning strikes J...
Adjuster Pro Texas Exam Questions With 
Correct Answers 
All of the following pieces of information can be found in the conditions section of an insurance 
policy EXCEPT: - answerCauses of loss that are not covered 
Which of the following best defines the principle of indemnity? - answerAfter a loss...
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Add to cartAdjuster Pro Texas Exam Questions With 
Correct Answers 
All of the following pieces of information can be found in the conditions section of an insurance 
policy EXCEPT: - answerCauses of loss that are not covered 
Which of the following best defines the principle of indemnity? - answerAfter a loss...
Adjuster Pro Oklahoma Practice Exam 
Questions With Correct Answers 
The source of the adjusters authority - answerIn the context of insurance adjusting, who is the 
principal? 
Coverage is not negotiable - answerWhen Nancy is pulling into her driveway, she accidentally 
hit the gas and plowed throu...
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Add to cartAdjuster Pro Oklahoma Practice Exam 
Questions With Correct Answers 
The source of the adjusters authority - answerIn the context of insurance adjusting, who is the 
principal? 
Coverage is not negotiable - answerWhen Nancy is pulling into her driveway, she accidentally 
hit the gas and plowed throu...
©THEBRIGHT EXAM SOLUTIONS 
10/30/2024 10:31 PM 
Adjusterpro: Chapter 1 All Sections 
Insurance - answerfinancial tool that protects individuals and organizations from unforeseen 
and extraordinary financial losses by transferring risk to another party 
insured - answerindividual or organization tha...
Preview 2 out of 14 pages
Add to cart©THEBRIGHT EXAM SOLUTIONS 
10/30/2024 10:31 PM 
Adjusterpro: Chapter 1 All Sections 
Insurance - answerfinancial tool that protects individuals and organizations from unforeseen 
and extraordinary financial losses by transferring risk to another party 
insured - answerindividual or organization tha...
Adjuster Pro 1A – B Study Guide. 
Agreement - answerOne of the 4 requirements of a legally binding contract. All parties 
involved must agree to the terms of the contract. Can also refer to a binder, which is the 
preliminary substance of a contract. 
aleatory - answerA characteristic of an insura...
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Add to cartAdjuster Pro 1A – B Study Guide. 
Agreement - answerOne of the 4 requirements of a legally binding contract. All parties 
involved must agree to the terms of the contract. Can also refer to a binder, which is the 
preliminary substance of a contract. 
aleatory - answerA characteristic of an insura...
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