AHIP Practice Exam Questions and Answers Graded A+ 2023 Update.

Mr. Carlini has heard that Medicare prescription drug plans are only offered through private companies under a program known as Medicare Advantage (MA), not by the government. He likes Original Medicare and does not want to sign up for an MA product, but he also wants prescription drug coverage. What should you tell him?

Answer: Mr. Carlini can stay with Original Medicare and also enroll in a Medicare prescription drug plan through a private company that has contracted with the government to provide only such drug coverage to eligible Medicare beneficiaries

Mr. Diaz continued working with his company and was insured under his employer\'s group plan until he reached age 68. He has heard that there is a premium penalty for those who did not sign up for Part B when first eligible and wants to know how much he will have to pay. What should you tell him?

Answer: Mr. Diaz will not pay any penalty because he had continuous coverage under his employer\'s plan.

Mrs. Turner is comparing her employer\'s retiree insurance to Original Medicare and would like to know which of the following services Original Medicare will cover if the appropriate criteria are met? What could you tell her? -

Answer: ✅Original Medicare covers ambulance services.

Mrs. Turner is comparing her employer\'s retiree insurance to Original Medicare and would like to know which of the following services Original Medicare will cover if the appropriate criteria are met? What could you tell her? -

Answer: ✅Original Medicare covers ambulance services.

Medicare Enrollment Period - Group Health Coverage-

Answer: ✅Individuals who have group health coveage through employer may enroll in Part A and/or Part B anytime while on group coverage during a Special Enrollment Period. Occurs during the 8 month period following last month of group coverage.