HUD Housing Counselor Module 2.1 & 2.2 Exam Questions Answers 2023/2024
What is the purpose of the Veterans Affairs Supportive Housing (VASH) program?
- To end veteran homelessness
- To provide rental vouchers for most veterans
- To offer veterans the same benefits as the Housing
Choice...
HUD Housing Counselor Module 2.1 & 2.2 Exam Questions Answers 2023/2024
What is the purpose of the Veterans Affairs Supportive Housing (VASH) program? - To end veteran homelessness
- To provide rental vouchers for most veterans
- To offer veterans the same benefits as the Housing Choice Voucher Program
- To help veterans obtain a VA loan - ANSWER-To end veteran homelessness
A client earns a salary of $45,000 at a job held for three years. The client has credit card bills, student loans, and a car loan totaling $500 per month. The client has already saved $3,500 for a down payment and is using an FHA Energy Efficient Mortgage (EEM). If the client wants to make the minimum down payment for a home priced at $150,000, how much more does the client need to save? - $1,750.00
- $2,250.00
- $4,500.00
- $5,250.00 - ANSWER-$1,750.00
Which entity would be most likely to issue a Housing Choice Voucher? - Public Housing Agency
- Landlord
- Counselor
- Tenant - ANSWER-Public Housing Agency
All of the following describe the Housing Choice Voucher Program (Section 8), except: - Moves due to changes in family size or job location are allowed
- Landlords cannot provide unsanitary housing or charge a high rent
- Vouchers are provided to participants directly from the local HUD office
- Elderly renters can participate in the program - ANSWER-Vouchers are provided to participants directly from the local HUD office
Which type of assistance administered by a public housing authority allows for location flexibility?
- FHA
- USDA
- Tenant-based vouchers
- Project-based vouchers - ANSWER-Tenant-based Vouchers
Bob is averse to financial risk. Which housing option appears best for this person? - Homeless Shelter
- Transitional Housing
- Renting
- Buying - ANSWER-Renting
If Rebecca's client, Ben, obtains a mortgage for $90,000, which is the most likely amount that he will pay for closing costs? - $1,000
- $3,500
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