HUD HC Module 3 - Fair Housing Exam Questions & Answers 2023/2024
Which describes the legally enforceable terms that govern the use of real estate?
- Residential security restrictions
- Deed restrictions
- Redlined Maps
- Government-sponsored deeds - ANSWER-Deed Restrictions
Which is t...
HUD HC Module 3 - Fair Housing Exam Questions & Answers 2023/2024
Which describes the legally enforceable terms that govern the use of real estate? - Residential security restrictions
- Deed restrictions
- Redlined Maps
- Government-sponsored deeds - ANSWER-Deed Restrictions
Which is the practice of refusing to make residential loans or imposing more onerous terms on any loans made because of the predominant race, color, national origin, religion, sex, disability, or familial status of
the area's residents?
- Securitizing - Blockbusting
- Predatory Lending
- Redlining - ANSWER-Redlining
Which protected class has been violated when a lender only offers adjustable rate mortgages with steep interest rates to Afghanis, but this same lender offers more flexible financing to all other applicants? - Color
- Religion
- National Origin
- Familial Status - ANSWER-National Origin
Which of the following situations would most likely be exempt from the Fair Housing Act? - A landlord denies a senior citizen with a young grandchild to rent in their senior complex designated for those aged 62 and above - A landlord denies providing a tenant with a child a unit near the pool due to safety concerns
- A landlord charges residents with children higher rents because the units are not usually left in good condition
- A landlord denies a unit to a gay couple with children - ANSWER-A landlord denies a senior citizen with a young grandchild to rent in their senior complex designated for those aged 62 and above
Which protected class has been violated when a realtor shows an Asian Indian family housing only in Asian Indian neighborhoods and refuses to show the family houses in predominantly white neighborhoods?
- Race
- Sex
- Disability
- Familial Status - ANSWER-Race
A landlord denies residence to a family with young children after discovering that these prospective renters never paid their rent on time with past landlords. How does the Fair Housing Act deal with this issue? - Exempt - Not Exempt
- Prohibited - Not Prohibited - ANSWER-Not Prohibited
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