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Onderzoeksrapport afstuderen

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Voor mijn afstuderen heb ik een laatste verslag moeten maken en dat is de scriptie. De scriptie gaat over preventie. Hoe kunnen kwetsbare groepen eerder worden bereikt voordat ze in de financiële problemen terecht komen. Het gaat over armoede en schulden in de gemeente Rotterdam. Hoe deze mensen i...

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  • July 14, 2023
  • 90
  • 2022/2023
  • Thesis
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VOORKOMEN IS BETER DAN GENEZEN
Een onderzoek naar preventie voordat er een hulpvraag is




Auteur:
Studentnummer:
Klas: ROSJDVTF4Z
Opleiding: HBO Bachelor Sociaal Juridische Dienstverlening
Onderwijsinstelling: Hogeschool Inholland Rotterdam
Vak: Afstudeerrapport
Vakcode: 1415SD441C


Datum: 2 april 2023
Aantal woorden: 20.469


Afstudeerbegeleider:
Opdrachtgever: Het Werkteam Armoede en Schulden




Afbeelding 1: Vereende.nl, 2020.

,Inhoud
Voorwoord.............................................................................................................................................5
Samenvatting.........................................................................................................................................6
Hoofdstuk 1 Onderzoeksformulering.....................................................................................................7
1.4 Hoofdvraag..................................................................................................................................8
1.5 Deelvragen...................................................................................................................................8
Hoofdstuk 2 Onderzoeksverantwoording..............................................................................................9
2.1 Deelvraag 1..................................................................................................................................9
2.2 Deelvraag 2................................................................................................................................11
2.3 Deelvraag 3................................................................................................................................13
2.4 Deelvraag 4................................................................................................................................13
2.5 Operationalisatie.......................................................................................................................15
2.6 Interviewmethode.....................................................................................................................16
2.7 Enquêtemethode.......................................................................................................................16
Hoofdstuk 3 Contextbeschrijving.........................................................................................................17
3.2 Politiek-juridische context.........................................................................................................22
3.3 Beroepsmatige context..............................................................................................................25
3.3.3 Gemeente Rotterdam (Beverwaard)...................................................................................25
Hoofdstuk 4 Onderzoeksresultaten.....................................................................................................29
4.1 Deelvraag 1................................................................................................................................29
4.2 Deelvraag 2................................................................................................................................35
4.3 Deelvraag 3................................................................................................................................40
4.3.5 Tussenconclusie..................................................................................................................42
4.4 Deelvraag 4................................................................................................................................43
Hoofdstuk 5 Conclusie en aanbevelingen............................................................................................58
5.1 Conclusie....................................................................................................................................58
Bijdrage aan doelstelling......................................................................................................................60
Bibliografie...........................................................................................................................................62
Bijlagen................................................................................................................................................64
Bijlage 1 Topiclijst/vragenlijst voor bewoners De Akkers en Beverwaard........................................64
Bijlage 2 Enquête Beverwaard.........................................................................................................65
Bijlage 3 Enquête De Akkers............................................................................................................65
Bijlage 4 Draaiboek Beverwaard......................................................................................................67



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, Bijlage 5 Draaiboek De Akkers.........................................................................................................68
Bijlage 6 Uitnodiging De Akkers.......................................................................................................70
Bijlage 7 Uitnodiging Beverwaard....................................................................................................71
Bijlage 8 transcripten.......................................................................................................................72
Voorwoord............................................................................................................................................4
Samenvatting........................................................................................................................................5
Hoofdstuk 1 Onderzoeksformulering...................................................................................................6
1.1 Inleiding.......................................................................................................................................6
1.2 Probleembeschrijving..................................................................................................................6
1.3 Doelstelling..................................................................................................................................7
1.4 Hoofdvraag..................................................................................................................................7
1.5 Deelvragen...................................................................................................................................7
1.6 Leeswijzer....................................................................................................................................8
Hoofdstuk 2 Onderzoeksverantwoording............................................................................................8
2.1 Deelvraag 1..................................................................................................................................8
2.2 Deelvraag 2................................................................................................................................10
2.3 Deelvraag 3................................................................................................................................12
2.4 Deelvraag 4................................................................................................................................13
2.5 Operationalisatie.......................................................................................................................14
2.6 Interviewmethode.....................................................................................................................15
2.7 Enquêtemethode.......................................................................................................................15
Hoofdstuk 3 Contextbeschrijving.......................................................................................................16
3.1 Sociaal maatschappelijk kader...................................................................................................16
3.1.1 Oorzaken van schulden.......................................................................................................16
3.1.2 Omgeving............................................................................................................................16
3.1.3 Gedrag................................................................................................................................16
3.1.4 Persoon...............................................................................................................................17
3.1.5 Gevolgen van schulden.......................................................................................................17
3.1.7 De Akkers (Nissewaard) en Beverwaard (Rotterdam).........................................................18
3.1.8 Werkteam Armoede en Schulden.......................................................................................18
3.1.9 De Akkers (Nissewaard)......................................................................................................19
3.1.10 Beverwaard (Rotterdam)..................................................................................................19
3.1.11 Vroegsignalering...............................................................................................................19
3.2 Politiek-juridische context.........................................................................................................21
3.2.1 Wet gemeentelijke schuldhulpverlening............................................................................21
3.2.2 Politieke partijen.................................................................................................................22

2

, 3.2.3 Actieplan brede schuldenaanpak........................................................................................22
3.2.4 Beleidsplan gemeente Rotterdam......................................................................................23
3.2.5 Beleidsplan gemeente Nissewaard.....................................................................................23
3.3 Beroepsmatige context..............................................................................................................24
3.3.1 Werkplaats Sociaal Domein Zuid-Holland Zuid...................................................................24
3.3.2 Gemeente Nissewaard (De Akkers)....................................................................................24
3.3.3 Gemeente Rotterdam (Beverwaard)...................................................................................24
3.3.4 Organisaties verbonden aan het Werkteam Armoede en Schulden...................................24
3.3.5 Centrum voor Jeugd en gezin.............................................................................................25
3.3.6 Stichting Welzijn Ouderen Spijkenisse................................................................................26
3.3.7 Brede Raad 010...................................................................................................................26
3.3.8 Stichting de Buurtbron........................................................................................................27
3.3.9 Rotterdams Wijktheater.....................................................................................................27
3.3.10 Stichting MAIT...................................................................................................................27
3.3.11 Stichting Veritas................................................................................................................27
Hoofdstuk 4 Onderzoeksresultaten....................................................................................................28
4.1 Deelvraag 1................................................................................................................................28
4.1.1 Financiële problemen.........................................................................................................28
4.1.2. Vroegtijdig signaleren........................................................................................................32
4.1.3 Gevolgen financiële problemen voor de samenleving........................................................33
4.1.4 Gevolgen financiële problemen voor de bewoners De Akkers en Beverwaard..................33
4.1.5 Tussenconclusie..................................................................................................................33
4.2 Deelvraag 2................................................................................................................................34
4.2.1 Minimabeleidsadvies..........................................................................................................34
4.2.2 Startpunt geldzaken............................................................................................................34
4.2.3 Commissie voor Sociale zaken en Werkgelegenheid..........................................................35
4.2.4 Gemeente Rotterdam.........................................................................................................36
4.2.5 Gemeente Nissewaard........................................................................................................37
4.2.6 Tussenconclusie..................................................................................................................38
4.3 Deelvraag 3................................................................................................................................39
4.3.1 Werkteam Armoede en Schulden.......................................................................................39
4.3.2 De events............................................................................................................................39
4.3.3 Event De Akkers..................................................................................................................40
4.3.4 Event Beverwaard...............................................................................................................41
4.3.5 Tussenconclusie..................................................................................................................41
4.4 Deelvraag 4................................................................................................................................42

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