WebCE Exam Questions with complete Solutions | Latest Update Graded A+

WebCE Exam Questions with complete Solutions | Latest Update Graded A+. On what basis are benefits payable under a long-term care insurance policy typically triggered? A) the diagnosis of an acute medical condition B) the number and types of medications prescribed C) the inability to perform of medications prescribed D) all of the above - Answer- C) The inability to perform defined ADLs The inability to perform defined ADLs. Benefits payable under a long-term care policy are typically based on (or "triggered" by) the inability to perform a certain number of activities of daily living (ADLs) as specified in the policy. Another common benefit trigger is cognitive impairment. What is a primary goal of long-term care? A) to maintain functionality B) to find a permanent cure for the affliction C) to prolong life D) to prevent the spread of disease - Answer- A) to maintain functionality Long-term care is chronic care with the aim of management and control of symptoms and maintenance of function. Long-term care occurs only in nursing facilities. A) True B) False - Answer- B) False Long-term care can occur in a variety of places, including in an individual's home, at community sites and centers, and in care facilities. Which of the following most precisely defines the fundamentals of self-care and the basic tasks of everyday life? A) instrumental activities of daily living B) activities of daily living C) self-awareness D) mental activity - Answer- B) Activities of daily living Activities of daily living are the fundamentals of self-care. They are the basic tasks of everyday life, which include eating, bathing, dressing, toileting, and transferring. Instrumental activities are those that are associated with interacting with one's community or home. Which level of care has as its chief characteristic assistance with ADLs? A) Custodial B) Intermediate C) Skilled D) Managed - Answer- A) Custodial The primary characteristic of which is to provide assistance with the activities of daily living, helps meet personal rather than medical needs. All of the following are examples of formal caregiving EXCEPT: A) home health aides B) intermediate care facilities C) volunteer charitable groups D) daily transportation to a senior center provided by a neighbor - Answer- D) daily transportation to a senior center provided by a neighbor Formal caregiving is paid, or volunteer care is provided through a service system. Informal care is delivered by family or friends. All of the following are services commonly offered by assisted living residences EXCEPT: A) health care management B) help with medications C) housekeeping D) continuous post-operative monitoring - Answer- D) continuous post-operative monitoring Assisted living residences generally provide most personal and health care services except for skilled nursing care, such as continuous post-operative monitoring, which can only be offered by a skilled nursing facility. Which of the following is NOT an example of home or community-based long-term care? A) adult day care B) CCRCs C) respite care D) hospice care - Answer- B) CCRCs Continuing care retirement communities, or CCRCs, are large, campus-like facilities that house residents and provide a complete range of long-term care. A long-term care ombudsman represents people in a given geographical area who live in assisted living residences or skilled nursing facilities. A) True B) False - Answer- A) True A long-term care ombudsman, as a local representative for those in assisted living facilities or SNFs, can be a valuable source of information about various local facilities for those seeking housing for the elderly. Which of the following is a correct statement about Medicare Part D Prescription Drug coverage? A) Enrollment in Part D is mandatory. B) All prescriptions are paid in full under Part D. C) No additional premium is required for this coverage. D) Enrollment in Part D is voluntary. - Answer- D) Enrollment in Part D is voluntary. Medicare Part D provides coverage for prescription drugs, but it does not cover all prescription drug costs. The cost of a stand-alone Part D plan requires a premium payment. (Those who enroll in a Medicare Part C plan may have prescription drug coverage as part of the plan, and the plan's premium would likely include this coverage.) Enrollment in Part D is voluntary. Which of the following only covers inpatient hospital care and hospice? Medicare Part A