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State Farm Property Exam 2025 Questions and Answers (Mamas Test) Graded A+ 100% Verified Answers by Experts Updated $12.99
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State Farm Property Exam 2025 Questions and Answers (Mamas Test) Graded A+ 100% Verified Answers by Experts Updated
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State Farm Property Exam 2025 Questions and Answers (Mamas Test) Graded A+ 100% Verified Answers by Experts Updated State Farm Property Exam 2025 Questions and Answers (Mamas Test) Graded A+ 100% Verified Answers by Experts Updated State Farm Property Exam 2025 Questions and Answers (Mamas Test) ...

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  • October 30, 2023
  • 40
  • 2023/2024
  • Exam (elaborations)
  • Questions & answers

Subjects

Written for

  • State Farm Property
  • State Farm Property

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NurseFerian

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MAMAS TEST

1. under an FP-7955 policy, deductibles apply to which of the following

types of losses.: B. Fire department service charges

2. in the FP-7955 policy, Coverage C consists of three coverages: 1.

Additional Living Expense, 2. Fair Rental Value and 3. Property Removed.

True or False?-

: B. False

3. Jennifer Marco has a FP-7955 policy with coverage B limit of $75,000, a

$500 deductible and no option AI, ID, FA, or JF. Which of the following

statements is true concerning her personal property.: D. Coverage for

personal property applies for perils listed under Section I - Losses

Insured, Coverage B - Personal Property and Section I - Additional

Coverages.

4. The steps in applying the deductible on a FP-7955 homeowners policy

are:

1. The deductible is first applied to the covered loss.

2. Any coverage or special limits are the applied to the covered loss.

3.The amount payable to the insured will be the greater of the amounts

arrived at in steps 1 and 2. True or False?: A. True


,5. The definition of an insured includes all of the following except:: B.

Spouse

6. Composition shingles can be purchased in bundles which could be

1/3 square or 1/4 square. True or False?: A. True

7. The formula for determining the area of a trapezoid is:: [(base1+base2) /

2] * height

8. The formula for determining the area of a triangle is:: 1/2 base * height

9. The formula for determining the area of a circle is::




10.Blanket insulation is an uncut roll of insulation cut to length at the job

site. It is used in walls and attics. and may or may not have a backing

material.: A. True

11. All of the following statements are true except: Select the false

statement.




,A. Composition shingles are made of fiberglass or asphalt saturated

roofing material embedded with mineral granules

B. Wood roofing is generally divided into two categories, wood shingles

and wood shakes.

C. Composition shingle weights range from 120 lb. to 480 l.b per square

D. Rigid roofing materials include cay, concrete, metal, and slate: C.

Composi- tion shingle weights range from 120 lb. to 480 lb. per square.






, 12.Which of the following components is not a part of a roof truss?: b.

Bird's Mouth

13.Joe Smith has FP-7955 policy. He is a carpenter and has collected 100

2"x4" studs and 30 2"x6" ratters from various job sites. Joe has no

specific plans to use the lumber. The lumbar is covered under Coverage A.

True or False?: False

14.Under an FP-7955 policy, which of the following would be a Coverage

B item?: d. Free standing gas range

15.Under and FP-7955 policy, which of the following would not be a

Coverage A item?: d. Materials and supplies to build bookshelves in the

basement of the residence premises and stored in the garage

16. An FP-7955 homeowners policy with an $250 deductible is in force and

the policy limits (Coverage A and Coverage B) are adequate to cover this

damage. During a severe windstorm, rain blows through open windows and

causes the following damage;

$1700- Hardwood floor in dining room

$220- Water stains on drywall

$125- Water stains on rug

$375- Antique Vase (broken by wind)

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