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HUD Exam - Fair Housing. Updated Questions And Answers 100% Score!!!!!!!!!
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HUD Exam - Fair Housing. Updated 2023-2024Questions And Answers 100% Score!!!!!!!!!
Quiz :Which describes the legally enforceable terms that govern the use of real
estate?
A. Residential security restrictions
B. Deed restrictions
C. Redlined Maps
Government-sponsored deeds - Answer :B. Deed Restrictions
-Deed restrictions are legally enforceable terms that govern the use of real
estate. Deed restrictions that discriminate based on any of the seven
prohibited bases for discrimination are illegal and unenforceable.
Quiz :Which is the practice of refusing to make residential loans or imposing
more onerous terms on any loans made because of the predominant race,
color, national origin, religion, sex, disability, of familial status of the area's
residents?
A. Securitizing
B. Blockbusting
C. Predatory lending
D Redlining - Answer :D. Redlining
-Redlining is the practice of refusing to make residential loans or imposing
more onerous terms on any loan made because of the predominant race,
color, national origin, religion, sex, disability, or familial status of the area's
residents.
Quiz :Following the assasination of Dr. Martin Luther King Jr. , Congress passed
what monumental piece of legislation, which prohibits discrimination in
housing sales, rentals, and financing based on race, color, national origin,
religion, (and as later amended) sex, disability, and familial status? -
Answer :Civil Rights Act of 1968
Quiz :The Fair Housing Act, as amended, protects how many characteristics? -
Answer :7 Characteristics; race, color, national origin, sex, religion, disability
and familial status
Quiz :A property manager of an apartment complex that receives federal
financial assistance installs a ramp so that a tenant in a wheelchair can easily
access her first-floor apartment.
What type of change is this an example of?
, A. Reasonable accommodation
B. Accessibility modification
C. Reasonable modification
D. Accessibility accommodation. - Answer :C. Reasonable Modification
Quiz :A housing provider has a policy of requiring tenants to come to the
rental office to pay their rent. A tenant with a mental disability, who is afraid to
leave her unit, is allowed to mail her rent payment.
What type of change is this an example of?
A. Reasonable accommodation
B. Accessibility modification
C. Reasonable modification
D. Accessibility accommodation. - Answer :Reasonable Acommodation
Quiz :Refusing to rent, sell, or negotiate for housing when the owner of the
housing is a private entity that owns six single family houses.
A. This is a legal practice.
B. This is a prohibited practice. - Answer :B. Prohibited Practice
-According to the Fair Housing Act, it is prohibited to rent, sell, or negotiate the
sale or rental of a dwelling based on protected characteristics. Since the
private entity owns more that three single-family houses, it is subject to
compliance with fair housing laws.
Quiz :Making housing that is operated by a religious organization unavailable
to those who are not members of the religious organization.
A. This is a legal practice.
B. This is a prohibited practice. - Answer :A. Legal practice
-The Fair Housing Act restrictions do not apply to circumstances in which
housing is operated by, or in conjunction with, a religious organization,
association, society, or nonprofit organization.
Quiz :Limiting information regarding suitably priced dwelling available for
inspection, sale, or rental of an owner-occupied facility with fifteen individual
family units
A. This is a legal practice.
B. This is a prohibited practice - Answer :B. Prohibited practice.
-According to the Fair Housing Act, it is prohibited to falsely represent the
availability of a dwelling, through actions such as limiting information, by word
or conduct, regarding suitably priced dwellings, available for inspection, sale or
rental. Since the owneroccupied facility has rooms and units that are occupied
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