Property and Casualty Endorsements with 100% correctly answered rated A+

Property and Casualty EndorsementsAutomatic Increase in Insurance (Dwelling) - correct answer Provide annual increase in Coverage A & B in 4%, 6%, or 8% Dwelling Under Construction Endorsement (Dwelling) - correct answer Used when dwelling under construction - policy limit based on value of partially completed home, increases as home progresses Mobile Home (Dwelling) - correct answer Allows mobile home to be insured, must be on permanent foundation Broad Theft Coverage (Dwelling) - correct answer Broad for owner occupied (limited for not owner occupied) Exclusions: Animals, credit cards, mail, aircraft, property of tenants, business property, samples, motor vehicles (except motorized scooters/wheelchairs for disabilities) Debris Removal - DP/HO/Com/BOP - correct answer Pays for removal of debris due to covered peril Com/BOP - Up to 25% of loss Property Removed - DP/HO/Com/BOP - correct answer Covers property against direct loss while off-premise due to danger from covered peril 30 days (expect 5 days for DP-1) Fire Department Charge - DP/HO/Com/BOP - correct answer No deductible Covers: $500 DP/HO, $1,000 commercial, $2,500 BOP