Exam (elaborations)
NY Series 17-52 A+ score assured ( 100% verified)2024/2025
- Course
- Institution
NY Series 17-52 A+ score assured ( 100% verified)2024/2025
[Show more]
Content preview
NY Series 17-52How many eligible employees must be included in a contributory health insurance plan? -
ANS50%
A man works for Company A and his wife works for Company B. The spouses are covered
by health plans through their respective companies that also cover the other spouse. If the
husband files a claim, - ANSThe insurance through his company is primary.
What is the period of coverage for events such as death or divorce under COBRA? - ANS36
months
Twenty-five days after a health insurance policy is delivered, the policyowner decides that
she would like to return the policy and receive a refund of premium. Which of the following is
true? - ANSThe policyowner will not receive a refund because the free-look period is over.
An insured is involved in a car accident. In addition to general, less serious injuries, he
permanently loses the use of his leg and is rendered completely blind. The blindness
improves a month later. To what extent will he receive Presumptive Disability benefits? -
ANSNo benefits
For the purpose of insurance, risk is defined as - ANSThe uncertainty or chance of loss.
Which of the following is an example of a producer's fiduciary duty? - ANSThe trust that a
client places in the producer in regard to handling premiums.
Which of the following is NOT true of basic medical expense plans? - ANSCoverage for
catastrophic medical expenses
Which of the following is NOT a feature of a noncancellable policy? - ANSThe insurer may
terminate the contract only at renewal for certain conditions.
What is the best way to change an application? - ANSStart over with a fresh application
On a major medical insurance policy, the amount that an insured must pay on a claim before
the insurer will pay is known as - ANSDeductible.
Which of the following is correct about a group health insurance policy issued in New York? -
ANSIt cannot exclude newborn children from coverage.
Which of the following is NOT a characteristic of a group long-term disability plan? - ANSThe
benefit can be up to 50% of one's yearly income.
In which Medicare supplemental policies are the core benefits found? - ANSAll plans
The benefits of buying summaries with Stuvia:
Guaranteed quality through customer reviews
Stuvia customers have reviewed more than 700,000 summaries. This how you know that you are buying the best documents.
Quick and easy check-out
You can quickly pay through credit card or Stuvia-credit for the summaries. There is no membership needed.
Focus on what matters
Your fellow students write the study notes themselves, which is why the documents are always reliable and up-to-date. This ensures you quickly get to the core!
Frequently asked questions
What do I get when I buy this document?
You get a PDF, available immediately after your purchase. The purchased document is accessible anytime, anywhere and indefinitely through your profile.
Satisfaction guarantee: how does it work?
Our satisfaction guarantee ensures that you always find a study document that suits you well. You fill out a form, and our customer service team takes care of the rest.
Who am I buying these notes from?
Stuvia is a marketplace, so you are not buying this document from us, but from seller Tutor96. Stuvia facilitates payment to the seller.
Will I be stuck with a subscription?
No, you only buy these notes for $12.99. You're not tied to anything after your purchase.
Can Stuvia be trusted?
4.6 stars on Google & Trustpilot (+1000 reviews)
67096 documents were sold in the last 30 days
Founded in 2010, the go-to place to buy study notes for 14 years now