1 XCEL OHIO LIFE AND HEALTH EXAM STUDY QUESTIONS AND ANSWERS, 100% ACCURATE, RATED A+

1 XCEL OHIO LIFE AND HEALTH EXAM STUDY QUESTIONS AND ANSWERS, 100% ACCURATE, RATED A+ completely and permanently disabled - -A waiver of premium rider allows an insured to waive premium payments if the insured is A paid premium - -Which of the following is an example of the insured's consideration? private duty nursing - -which of the following is NOT typically under "Hospital care" for most health insuring corporation 10 - -A life insurance policyowner is allowed __ days upon policy delivery to return the policy for a full premium refund is formed under the laws of Ohio - -A domestic insurance company in Ohio increses - -what happens to total amount of premium paid for an IP when the payment freq. increases? Policy is limited - -Advertisements for accident and health polices that ONLY cover a stated illness MUST display a statement that the Part C - -Joe is a Medicare part. who receives his benefits through a managed HCP. which Medicare plan does he have? Flexible Premium Deferred Annuity - -which annuities require premium payments that vary from year to year? Provide evidence of insurability to the insurer - -In order to activate the reinstatement clause of a lapsed life insurance policy, the insured MUST term - -which of the following policies does NOT build cash value? Insurable Interest - -Which of the following is present when an applicant stands to lose value if insured dies? surgeon - -Which of these do NOT provide primary care to HIC members Reinsurer - -A life insurance company has transferred some of its risk to another insurer. The insurer assuming the risk is called the nothing - -Shirley has $500,000 on a 10 year non renewable level term life policy. If she dies 15 years after the policy's inception date, how much will her beneficiary receive? Guaranteed - -In Ohio, a Long-Term care policy must be __ renewable Prosthedontics - -The branch of dentistry which deals with the replacement of missing parts is called It is temporary - -Which of the following would disqualify a company's retirement plan from receiving favorable tax treatment