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CA PSI SITE - LIFE, ACCIDENT AND HEALTH AGENT EXAMINATION (LIFE AGENT) LATEST ACTUAL EXAM 75 QUESTIONS AND CORRECT DETAILED ANSWERS WITH RATIONALES (VERIFIED ANSWERS) |ALREADY GRADED A+.$32.99
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CA PSI SITE - LIFE, ACCIDENT AND HEALTH AGENT EXAMINATION (LIFE AGENT) LATEST ACTUAL EXAM 75 QUESTIONS AND CORRECT DETAILED ANSWERS WITH RATIONALES (VERIFIED ANSWERS) |ALREADY GRADED A+.
CA PSI SITE - LIFE, ACCIDENT AND HEALTH AGENT EXAMINATION (LIFE AGENT) LATEST ACTUAL EXAM 75 QUESTIONS AND CORRECT DETAILED ANSWERS WITH RATIONALES (VERIFIED ANSWERS) |ALREADY GRADED A+.
CA PSI SITE - LIFE, ACCIDENT AND HEALTH AGENT EXAMINATION (LI FE AGENT) LATEST ACTUAL EXAM 75 QUESTIONS AND CORRECT DETAILED ANSWERS WITH R ATIONALES (VERIFIED ANSWERS) |ALREADY GRADED A+ Under the misstatement of age or gender provision, what happ ens if it is determined at death that the insured's age or gender was misstated on a life insurance policy application? - ANSWER >>>>Benefits are adjusted to an amount that the premium would have purchased at the correct age or gender. Which of the follow ing must be given to the insurer within 20 days after occurrence or commencement of any loss covered by the policy, or as thereafter as is reasonably possible? - ANSWER >>>>Notice of claim. When will a policy pay on a UCR basis? - ANSWER >>>>When particul ar benefits are not listed on a payment schedule. All of the following are non -forfeiture options EXCEPT - ANSWER >>>>Cash dividend option. What happens when the lifetime maximum benefit limit has been reached? - ANSWER >>>>The insured will pay all of th e remaining medial costs for as long as the policy is in force. Whose responsibility is it to make sure that the company is notified of a death claim at the earliest possible opportunity (in most cases)? - ANSWER >>>>The producer. What is the waiver of p remium provision? - ANSWER >>>>In a long term care contract, the premium is waived after the insured has been confined for a specific period of time. All of the following are common exclusions from loss found in disability income policies EXCEPT for that incurred while? - ANSWER >>>>Committing a misdemeanor Which is a disadvantage to a flexible premium annuity? - ANSWER >>>>The actual amount of the annuity benefit cannot be determined in advance. What does coninsurance mean? - ANSWER >>>>The insurer and the insured share expenses over the deductible. Under normal conditions which of the following is TRUE for proof of loss when a single loss is claimed? - ANSWER >>>>The insured has 90 days from the date of loss to provide proof of loss. Which one of the following represents an advantage of obtaining a policy loan versus a withdrawal? - ANSWER >>>>The loan is not taxed while a withdrawal is taxed for amounts above the contract cost basis. All of the following statements define preexisting conditions EXCEPT? - ANSWER >>>>Any chronic health condition that presents symptoms and which was unknown at the time of application.
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