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AHIP 2024 FINAL EXAM WITH QUESTIONS AND CORRECT DETAILED ANSWERS 100% GUARANTEED PASS
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AHIP 2024 FINAL EXAM WITH QUESTIONS AND CORRECT DETAILED ANSWERS 100% GUARANTEED PASS AHIP 2024 FINAL EXAM WITH QUESTIONS AND CORRECT DETAILED ANSWERS 100% GUARANTEED PASS AHIP 2024 FINAL EXAM WITH QUESTIONS AND CORRECT DETAILED ANSWERS 100% GUARANTEED PASS

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  • May 23, 2024
  • 16
  • 2023/2024
  • Exam (elaborations)
  • Questions & answers

Subjects

  • ahip 2024 final exam
  • ahip
  • ahip 2024 final exam with questions and correct de

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  • AHIP
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AHIP 2024 FINAL EXAM WITH QUESTIONS AND
CORRECT DETAILED ANSWERS 100%
GUARANTEED PASS

Mrs. Park is an elderly retiree. Mrs. Park has a low fixed income. What
could you tell Mrs. Park that might be of assistance? - ANSWER--She
should contact her state Medicaid agency to see if she qualifies
forprograms that can help with Medicare costs for which she is
responsible.


Madeline Martinez was widowed several years ago. Her husband
worked for many years and contributed into the Medicare system. He
also left a substantial estate which provides Madeline with an annual
income of approximately $130,000. Madeline, who has only worked
part-time for the last three years, will soon turn age 65 and hopes to
enroll in Original Medicare. She comes to you for advice. What should
you tell her? - ANSWER--You should tell Madeline that she will be
able to enroll in Medicare Part A without paying monthly premiums
due to her husband's long work record and participation in the
Medicare system. You should also tell Madeline that she will pay
Part B premiums at more than the standard lowest rate but less
than the highest rate due her substantial income.


Mr. Bauer is 49 years old, but eighteen months ago he was declared
disabled by the Social Security Administration and has been receiving
disability payments. He is wondering whether he can obtain coverage
under Medicare. What should you tell him - ANSWER--After receiving
such disability payments for 24 months, he will be automatically
enrolled in Medicare, regardless of age.

, AHIP 2024 FINAL EXAM WITH QUESTIONS AND
CORRECT DETAILED ANSWERS 100%
GUARANTEED PASS

Mr. Schmidt would like to plan for retirement and has asked you what is
covered under Original Fee-for-Service (FFS) Medicare? What could
you tell him? - ANSWER--Part A, which covers hospital, skilled
nursing facility, hospice and home health services and Part B, which
covers professional services such as those provided by a doctor are
covered under Original Medicare.


Mrs. Peňa is 66 years old, has coverage under an employer plan, and
will retire next year. She heard she must enroll in Part B at the beginning
of the year to ensure no gap in coverage. What can you tell her? -
ANSWER--She may enroll at any time while she is covered under
her employer plan, but she will have a special eight month
enrollment period that differs from the standard general enrollment
period, during which she may enroll in Medicare Part B.


Agent John Miller is meeting with Jerry Smith, a new prospect. Jerry is
currently enrolled in Medicare Parts A and B. Jerry has also purchased a
Medicare Supplement (Medigap) plan which he has had for several
years. However, the plan does not provide drug benefits. How would
you advise Agent John Miller to proceed? - ANSWER--Tell prospect
Jerry Smith that he should consider adding a standalone Part D
prescription drug coverage policy to his present coverage.


Mr. Diaz continued working with his company and was insured under
his employer's group plan until he reached age 68. He has heard that
there is a premium penalty for those who did not sign up for Part B when

, AHIP 2024 FINAL EXAM WITH QUESTIONS AND
CORRECT DETAILED ANSWERS 100%
GUARANTEED PASS

first eligible and wants to know how much he will have to pay. What
should you tell him? - ANSWER--The penalty will be a permanent
10% increase in his Part B premium for every 12-month period that
passed during which he could have enrolled and did not.


Ms. Moore plans to retire when she turns 65 in a few months. She is in
excellent health and will have considerable income when she retires. She
is concerned that her income will make it impossible for her to qualify
for Medicare. What could you tell her to address her concern? -
ANSWER--Medicare is a program for people age 65 or older and
those under age 65 with certain disabilities, end-stage renal disease,
and Lou Gehrig's disease so she will be eligible for Medicare.


Mildred Savage enrolled in Allcare Medicare Advantage plan several
years ago. Mildred recently learned that she is suffering from inoperable
cancer and has just a few months to live. She would like to spend these
final months in hospice care. Mildred's family asks you whether hospice
benefits will be paid for under the Allcare Medicare Advantage plan.
What should you say? - ANSWER--Mildred may remain enrolled in
Allcare and make a hospice election. Hospice benefits will be paid
for by Original Medicare under Part A and Allcare will continue to
pay for any non-hospice services.


Mr. Gomez notes that a Private Fee-for-Service (PFFS) plan available in
his area has an attractive premium. He wants to know if he must use
doctors in a network as his current HMO plan requires him to do. What

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