TEXAS BARBER WRITTEN EXAM PREP QUESTIONS WITH COMPLETE VERIFIED ANSWERS GRADED A+
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TEXAS BARBER
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TEXAS BARBER
TEXAS BARBER WRITTEN EXAM PREP QUESTIONS WITH COMPLETE VERIFIED ANSWERS GRADED A+
The science that deals with the study of microorganisms called bacteria
Bacteriology
one-celled microorganisms that exists almost everywhere also known as germs and microbes
bacteria
pathogenic bacteria that ca...
TEXAS LIFE INSURANCE EXAM 2024 QUESTIONS WITH
COMPLETE SOLUTIONS VERIFIED
Medicare Supplement policy
An applicant MUST receive an Outline of Coverage when an application is taken for
a(n)
negotiating
Which of these is NOT considered to be an element of an insurance contract?
The insurance company
A policy of adhesion can only be modified by whom?
Only the beneficiary may select
All of these statements concerning Settlement Options are true, EXCEPT:
probability of making timely premium payments
Consumer reports requested by an underwriter during the application process of a life
insurance policy can be used to determine:
earned but unpaid benefits
M becomes disabled and is unable to work for six months. M dies soon after from
complications arising from this disability. M has a Disability Income policy that pays
$2,000 a month. Which of the following statements BEST describes what is owed to her
estate?
100% of the insured's Primary Insurance Amount (PIA)
what is the maximum social security disability benefit amount an insured can receive?
100%
an insured may assign up to _____ of policy ownership under an individual life
insurance policy
conditional
insurance contracts are known as ____ because certain future conditions or acts must
occur before any claims can be paid
, 2 years
In Texas how long must the policy be in force before an insurance company must pay
death benefits for suicide
Lengthen the contestability period
Which of the following actions may NOT be taken by an insurance company to insure a
substandard applicant for disability income coverage?
send termination notice to the texas department of insurance
to terminate an agents appointment an insurance company must
another agent with the same line of insurance
With whom may an agent legally share commissions?
adjust the death benefit to a reduced amount
L takes out a life insurance policy and dies 10 years later. During the claim process, the
insurer discovers that L had understated her age on the application. Under the
Misstatement of Age provision, the insurer will
the full face amount
D was actively serving in the Marines when he was killed in an automobile accident
while on leave. His $100,000 Whole life policy contains a War Exclusion clause. How
much will D's beneficiary's receive?
the premium is fixed for the entire duration of the contract
a level premium indicates :
Blanket Accident policy
Accidental Death coverage is provided to commercial airline passengers in which of the
following types of policies?
the entire cost of the plan is paid for by the employer
a noncontributory group term life plan is characterized by :
insured
who has the option to renew a renewable term policy?
fraternal benefits society
what is an organization that solicits insurance only to its members?
Policyowner
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