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Ohio series 11-35 exam questions
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Ohio series 11-35 exam questions
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Ohio series 11-35 exam questionsA provision that allows a policy owner to withdraw a policy's cash value interest
free is - CORRECT ANSWER-Partial surrender
Kurt is an active duty serviceman who was recently killed in an accident while
home on leave. Which military service exclusion clause would pay upon his
death? - CORRECT ANSWER-Results
The "results clause" states the insurer is excused from paying the amount only if
the death is a result of war.
Who were Keogh plans designed to provide pension benefits for? - CORRECT
ANSWER-The self-employed
Which of these is NOT a qualifying event for Medicare - CORRECT
ANSWER-Falling below the federal poverty line.
Ted has a health insurance plan that requires him to pay a specific sum out of
pocket before any benefits are paid in a calendar year. Which of these does his
health plan have? - CORRECT ANSWER-Calendar year deductible
Maria is a Preferred Provider Organization (PPO) subscriber and received care
from an out-of-network provider. Which of the following is the likely result? -
CORRECT ANSWER-Care is covered
An example of a tax qualified retirement plan would be a - CORRECT
ANSWER-Defined contribution plan
In an insurance contract, the element that shows each party is giving something
of value is called - CORRECT ANSWER-consideration
A life insurance company has transferred some of its risks to another reinsure -
CORRECT ANSWER-Reinsurer
In contrast to a guaranteed renewable policy, a noncancellable policy -
CORRECT ANSWER-May never raise premiums
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