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CFM Exam - Questions with 100% Correct Answers Verified Latest Update 2024
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CFM Exam60.3(a) means: - ✅✅-Where there is no floodplain map or data available.
60.3(b) means: - ✅✅-When there is a floodplain map but no flood elevations
(Approximate A Zones)
60.3(c) means: - ✅✅-When there are flood elevations on a FIRM.
(FIS/BFES)
60.3(d) means: - ✅✅
-When there is a floodway map and BFE on a FIRM.
FIS/BFEs/Floodways
60.3(e) means: - ✅✅
-When there is a map with coastal high hazard areas (V
Zones).
FIS/BFEs/Floodway/Coastal
✅✅
Can buildings in the CBRS or OPAS be eligible for flood insurance if built or
substantially improved? - -No.
Disaster Mitigation Act of 2000 - ✅✅ -Provides communities to integrate mitigation
into daily decisions about land use and development. Identify risk and vulnerabilities
and develop long term strategies for protecting people and property.
Does a completed elevation certificate ever expire? - ✅✅-No.
Flood Mitigation Assistance Program (FMA) - ✅✅ -Applies to NFIP insured
structures.
Planning grants support risk assessment and development of mitigation plans.
Project grant implement elevation, demolition, relocation or acquisition activities.
Technical assistance grants to develop FMA applications.
Floodproofing in relation to Rating: - ✅✅ -Rates are based on lowest floor unless
floodproofed to 1 foot above base flood elevation.
Hazard Mitigation Grant Program (HMGP) - ✅✅ -Requires Federal disaster
declaration.
State and communities must have an approved FEMA mitigation plan.
Elevation, acquisition, retrofitting, and minor flood control are eligible projects.
HMGP can be open to all areas of a state not just declared areas.
Communities can apply on behalf of affected individuals and businesses.
,How many flood openings are required? - ✅✅ -A minimum of two flood openings in
at least two walls have a total net area of no less than one square inch for every
square foot of enclosed area subject to flooding shall be provided.
How many inches does the bottom of flood openings have to be? - ✅✅
-No higher
than 12 inches. Openings may be equipped with screens, louvers, valves, or other
coverings or devices that permit the automatic entry and exit of floodwaters.
✅✅
How many openings are required for rating purposes?
What about subgrade floors? - -There must be a minimum of two openings
positioned on at least two exterior walls.
For subgrade floors, there must be a minimum of two openings positioned on a
exterior wall adjacent to the lowest grade next to the building.
✅✅
In riverine situations, the floodplain is divided into two separate parts for floodplain
management purposes. These parts are the ____ and the _____. - -Floodway
and flood fringe
Increased Cost of Compliance (ICC) - ✅✅
-Can be applied to Floodproofing,
Relocation, Elevation, and Demolition (FRED). Covers only damaged caused by a
flood. Capped at $30K.
Mrs. Smith wants a new second story that will double the size and value of her
✅✅
house. The floor of the new story will be above the BFE. Will the old first floor have
to be elevated? - -Yes. The project should be a substantial improvement and
the entire building will need to be elevated in this situation.
MT-1 is filled out for: - ✅✅-LOMA's and LOMR-F's
MT-2 is filled out for: - ✅✅-LOMR's and CLOMR's
Pre-Disaster Program (PDM) - ✅✅-Nationally competitive program for states and
communities.
Must have FEMA approved mitigation plan.
Activities must be cost effective.
Eligible projects include elevation, localized flood control for critical facilities,
relocation, storm water management, vegetation restoration.
Repetitive Flood Claims Program (RFC) - ✅✅ -Targets insured repetitive loss
properties.
Acquisition, structure demolition, and relocation with deed restriction for open space.
Can be 100% federally funded if state/community can't meet the cost-share req. of
FMA program.
,Priority goes to acquisitions that equal most savings for National Flood Insurance
Fund.
Severe Repetitive Loss Program (SRL) - ✅✅ -Grant program for residential
properties with severe repeat loss history: (a) 4 or more claims that each exceed
$5,000 with at least two in a ten year period, (b) 2 or more claims that cumulatively
exceed the value of the building. States receive funding annually based upon the
number of SRLs; Usually 75% Federal funding. Non-Federal share can be adjusted
to 10% if state has FEMA approve mitigation plan with strategy to address SRL
properties. Eligible projects include: elevation, relocation, demolition, floodproofing
historical properties, demolition / rebuild to BFE.
The base flood is also called the ____ - year flood. - ✅✅-100
✅✅
True or False: Elevation Certificate certifies building elevations, but does NOT waive
the flood insurance purchase requirement. - -True.
Unit 1: Does moving sand and sand dunes affect flooding? - ✅✅-Yes, it removes a
natural barrier from inland properties.
✅✅
Unit 1: Hydrodynamic forces are caused by_____ water and hydrostatic forces are
causes by_____ water - -Moving, Standing
Unit 1: Is erosion only a threat to coastal areas? -✅✅-No, Riverine erosion can
stream through channels and undercut structures.
✅✅
Unit 1: Prior to the 1960's, what was the primary way to reduce flood losses? -
-Structural Flood Control (levees, dams, seawalls, etc...)
Unit 1: Shallow flooding occurs in which three areas? - ✅✅-Sheetflow, ponding,
and urban drainage areas
✅✅
Unit 1: Standing water as little as ____ feet deep can collapse the walls of a framed
house. - -3
Unit 1: What are (5) types of Special Flood Hazards? - ✅✅
-Closed basin lakes,
uncertain flow paths, dam breaks, ice jams, and mud flows.
✅✅
Unit 1: What are examples of non-structural flood protection measures? -
-Modifying or retrofitting a building, guiding development away from the SFHA,
controlling stormwater runoff, and building codes for requiring flood resistant
construction in SFHA.
, Unit 1: What are five main causes of flood-related damage? - ✅✅ -Hydrodynamic
and Hydrostatic forces, soaking, debris impact, and sediment and contaminants.
✅✅
Unit 1: What are some of the safety and health hazards that accompany floods? -
-Mental health problems, fires, electrocution, mold, contaminated mechanical
equipment, and damage to public utilities
Unit 1: What are the NFIP's (4) Floodplain Management strategies? - ✅✅ -1.
Modifying human susceptibility. 2. Modify impacts of flooding. 3. Modify flooding. 4.
Preserving/Restoring Natural Resources.
Unit 1: What are the three types of flooding? - ✅✅-Coastal, Riverine, and Shallow
flooding.
✅✅
Unit 1: What are three benefits that a floodplain contributes to a community? -
-Societal, Biological, and natural.
✅✅
Unit 1: What are three examples of materials that are susceptible to flood damage? -
-Carpet, wood, books, appliances, electrical systems, and car engines.
Unit 1: What are two primary goals of floodplain management? - ✅✅-1. Reducing
the loss of life. 2. Preserving and Restoring natural resources.
Unit 1: What are two problems with floodplain development? - ✅✅-Development
alters the floodplain and periodic flooding can damage structures.
Unit 1: What areas are conducive to flash flooding?. - ✅✅-Hilly areas with narrow
valleys, and urban areas with impervious surfaces.
Unit 1: What causes a tsunami? -✅✅-Underwater earthquake or volcano.
Unit 1: What does accrete mean? - ✅✅-Build up of deposited sand, either by
nature or human actions.
✅✅
Unit 1: What does filling in a floodplain do? - -Inability to store excess water
downstream and can increase floods to rise to higher levels.
Unit 1: What is a curve in the channel? - ✅✅-Meander
Unit 1: What is a thalweg? - ✅✅ -The force of a river channel that changes water as
it moves downstream. It acts on the channel banks and on the channel bottom.
Unit 1: What is a watershed? - ✅✅-An area that drains into a lake, stream, or other
body of water.
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