State farm certification - claims adjuster Updated 2024

10.______ on any one article and _____ in the aggregate for loss by theft of any rug, carpet (except wall to wall carpet) - ANSWER-$5,000 on any one article and $10,000 in the aggregate for loss by theft of any rug, carpet (except wall to wall carpet) 2. Property intended for business in and off premises - ANSWER-$1,000 on property used or intended for use in a business while on premises AND ONLY $250 OUT OF PREMISES This coverage is limited to $250 on such property away from the residence premises. ities, checks etc - ANSWER-$1000 securities, checks etc craft, trailers. etc - ANSWER-$1000 for watercraft, trailers. etc 5. trailers not used with watercraft - ANSWER-$1000 trailers not used with watercraft 6. on stamps, trading cards and comic books, including any of these that are a part of a collection; - ANSWER-$2,500 on stamps, trading cards and comic books, including any of these that are a part of a collection; loss by theft of firearms - ANSWER-$2,500 for loss by theft of firearms; loss by theft of silverware and goldware - ANSWER-$2,500 for loss by theft of silverware and goldware; electronic data - ANSWER-$5,000 on electronic data while on premises unless it is moved for repair Additional Living Expense is for up to (time) - ANSWER-for up to 24 months. Our payment is limited to incurred costs for the shortest of: (a) the time required to repair or replace the premises; (b) the time required for your household to settle elsewhere; or (c) 24 months. Arson Reward. - ANSWER-$1000 Cov A 1.At your request, we will cover personal property owned by others while____ will also cover personal property owned by a guest or a residence employee, while_____ - ANSWER-the property is on the part of the residence premises occupied exclusively by an insured. property is in any other residence occupied by an insured. Cov B We cover personal property usually situated at an insured's residence, other than the residence premises, for up to ___or ____of the Coverage ____ limit, whichever is greater. - ANSWER-$1,000 or 10%, B limit. Coverage B insures - ANSWER-1.Fire torm/hail 3.Explosion 4.Riot 5.Aircraft 6.Vehicles 7.Smoke 8.Vandalism 9.Theft 10.Falling objects 11.Weight of ice/snow 12.Sudden and accidental discharge of overflow (cant be caused by freezing, coverage not applied to system or appliances from which water escaped) 13. Sudden and accidental tearing asunder, cracking, b