Comprehensive Review Kansas Life and Health Exam Questions and Answers
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Course
Comprehensive dental hygiene
Institution
Comprehensive Dental Hygiene
Entire Contract
Ans- is the provision that states that the producer does NOT have the
authority to change the policy or waive any of its provisions
Decreasing Term
Ans- the automatic load provision can be incorporated into all of these policies
except...
variable life insurance
Ans- insura...
Ans- Summary of coverage including premium & mode of payment, death
benefit, beneficiary(ies), exclusions, & promise to pay.
In order to determine if a medicare supplement insurance transaction involves
the replacement of an existing policy, a question regarding replacement Must be
located
Ans- on the application
internal limits
, Ans- a feature commonly found in health insurance policies that limits the
amounts that will be paid for certain specified expenses, even if the claim does
not exceed overall policy limits
exclusion limit
Ans- limits coverage in an insurance contract
Variable Life Insurance
Ans- a fixed-premium policy in which the death benefit and cash values vary
according to the investment experience of a separate account maintained by the
insurer
Incontestable Period
Ans- After 2 years a policy become incontestable. At this point, the company
can't contest a claim even if it discovers misrepresentation or concealment on
the application.
Probationary Period Provision
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