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Exam (elaborations)

Commercial Insurance - Test 1 questions and correct answers (elaborations) with 100% accurate , verified , latest fully updated , 2024/2025 ,already passed , graded a+, complete solutions guarantee distinctions rationales| 5-star rating
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Commercial Insurance - Test 1 questions and correct answers (elaborations) with 100% accurate , verified , latest fully updated , 2024/2025 ,already passed , graded a+, complete solutions guarantee distinctions rationales| 5-star rating

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  • August 5, 2024
  • 4
  • 2024/2025
  • Exam (elaborations)
  • Questions & answers

Subjects

  • commercial insurance test 1

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  • Commercial Construction
  • Commercial Construction

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Commercial Insurance - Test 1
- ANS-Premises Liability

- breach of contract
- hold-harmless agreement (indemnity agreement) - ANS-Types of Contracts

- cancellation
- changes
- examination of your books and records
- inspections and surveys
- premiums
- transfer of your rights and duties under this policy - ANS-Common Policy Conditions

- common policy declarations
- common policy conditions
- two or more coverage parts - ANS-Components of CPP

- negligence
- intentional torts
- strict liability torts - ANS-Types of Torts

- policy #
- names of insured and producer
- name, address, and business description of named insured
- effective/expiration dates
- premium for each coverage part
- total premium - ANS-Common Policy Declarations

- premises liability
- operations liability
- products liability
- completed operations liability
- other (personal injury , contractual liability) - ANS-Major Exposure Categories

1) provides additional coverage limits
2) provides additional coverage limits and also "drops down" to cover some claims that are not
covered by the insured's primary policies - ANS-Excess & Umbrella Liability Insurance

an agreement by one party (surety) to answer for the failure of another (principal) to perform as
the principal promised - ANS-Surety Bonds

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