Exam (elaborations)
NEW YORK STATE AUTO DAMAGE AND THEFT QUIZ 17-71
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NEW YORK STATE AUTO DAMAGE AND THEFT QUIZ 17-71
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NEW YORK STATE AUTO DAMAGE AND THEFT QUIZ17-71
Jim Smith is involved in a collision claim and is no longer able to use the vehicle to go to
work. This "loss of use" is referred to as a:
Direct loss
Indirect loss
Loss evaluation
Consequential loss - answer- Consequential loss
When the rear of the vehicle is damaged and there is a gap between the trunk lid and
the quarter panel, what else on the vehicle should the appraiser check?
The center pillar
The trunk floor
The quarter panels
The frame rails - answer- The frame rails
In auto physical damage insurance, an insured peril cause of loss is known as:
Direct loss
Indirect loss
Loss evaluation
Consequential loss - answer- Direct loss
If an appraiser has to forfeit his bond in New York. The amount of the bond is:
$500
$1000
$2000
$5000 - answer- $1000
Which of the following is NOT a true statement regarding auto appraisers?
Each appraiser, while engaged in appraisal duties, must carry the license issued to him
by the Insurance Department and display it, upon request, to an owner whose vehicle is
being inspected, to the repair shop representative involved.
The appraiser must leave a legible copy of his appraisal with that of the repair shop
selected by the consumer to make the repairs and also furnish a copy to the owner of
the vehicle.
No appraiser is permitted secure or use repair estimates that have been obtained by the
use of photographs, telephone calls or in any manner other than a personal inspection.
The appraiser is permitted to traffic in automobile salvage if such salvage is obtained in
any way as a result of appraisal services rendered by him for his own benefit. - answer-
,The appraiser is permitted to traffic in automobile salvage if such salvage is obtained in
any way as a result of appraisal services rendered by him for his own benefit.
The burden of proof that a covered loss has occurred is normally a duty of:
The insurance company
The adjuster
The appraiser
The insured - answer- The insured
Before revoking or suspending a license, the Superintendent must first send _____
notice and give the accused an opportunity for a hearing.
3 months
45 days.
10 days.
60 days. - answer- 1o days
The linkage between the camshaft and the valves is commonly known as the:
piston.
crankshaft.
valve train.
cylinder. - answer- valve train
Which of the following is the computer in the vehicle?
Controller
Pump
Speed Sensors
Valves - answer- Controller
Payment may be made if which of the following procedures has been executed?
A partial signed release
A Walk-Away release
A prima-facia signed release
None of the answer choices is correct. - answer- A Walk-Away release/The Walk-Away
release indicates the final disposition of the matter and relinquishes the claimant's right
to sue so payment may be issued. In some states the signing of the payment check
indicates a Walk-Away release.
If an insured fails to comply with the immediate notice of claim requirement, which of the
following could happen?
The loss will be partially paid.
The coverage could be denied.
, The premium will be returned.
The policy will be cancelled. - answer- The coverage could be denied
On what date must an adjuster license be renewed?
December 31 - even numbered years
April 1st of every other year
The license is continuous unless canceled or revoked
January 1st every four years - answer- December 31 - even numbered years
The part of an engine that supplies the fuel/air mixture to the cylinders is an:
injector port.
intake manifold.
intake port.
intake valve. - answer- intake manifold
Tempered safety glass has which of the following features?
Tempered glass disintegrates upon impact into dull-edged pebbles
Tempered glass is 5-10 times stronger than non-tempered of the same thickness
Tempered glass is processed thru a special heating and quickly cooled process
All of the responses are correct - answer- All of the responses are correct
All of the following are true regarding the emission control identification label, EXCEPT:
The labels are considered part of the emission control system of the vehicle.
The labels provide vacuum routing, connection and adjustment specifications according
to the federal Clean Air Act.
The labels are located on the inside of the grille assembly.
The labels must be replaced when collision repair services require their removal or
cause damage to the labels. - answer- The labels are located on the inside of the grille
assembly.
Richard Lanham has been advised by the Superintendent of Insurance to cease and
desist in the performance of certain infractions of the insurance code. He has had a
hearing and been issued a cease and desist order. He continues to violate the cease
and desist order. He can be fined a penalty of up to:
$1,000 per violation
$2,000 per violation
$2,500 per violation
$5,000 per violation - answer- $5,000 per violation
In New York the fingerprinting requirements for an adjuster license are:
The right index finger only
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