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AHIP 2024 FINAL EXAM PRACTICE TEST NEWEST VERSION ACTUAL QUESTION AND CORRECT DETAILED VERIFIED ANSWERS FROM VERIFIED SOURCES BY EXPERT RATED A GRADE.( America's Health Insurance Plans)$13.99
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AHIP 2024 FINAL EXAM PRACTICE TEST NEWEST VERSION ACTUAL QUESTION AND CORRECT DETAILED VERIFIED ANSWERS FROM VERIFIED SOURCES BY EXPERT RATED A GRADE.( America's Health Insurance Plans)
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AHIP 2024
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AHIP 2024
AHIP 2024 FINAL EXAM PRACTICE TEST NEWEST VERSION ACTUAL QUESTION AND CORRECT DETAILED VERIFIED ANSWERS FROM VERIFIED SOURCES BY EXPERT RATED A GRADE.( America's Health Insurance Plans)
AHIP 2024 FINAL EXAM PRACTICE TEST NEWEST
VERSION 2024-2025 ACTUAL QUESTION AND CORRECT
DETAILED VERIFIED ANSWERS FROM VERIFIED SOURCES
BY EXPERT RATED A GRADE.( America's Health Insurance
Plans)
Mr. Rice is 68, actively working, and has coverage for medical services and
medications through his employer's group health plan. He is entitled to
premium free Part A and thinking of enrolling in Part B and switching to an
MA-PD because he is paying a very large part of his group coverage
premium, and it does not provide coverage for a number of his medications.
Which of the following is NOT a consideration when making the change? -
ANSWER-Mr. Rice's retiree plan is required to take him back if, within 63 days
of having voluntarily quit the employer's plan, he decides that he prefers it
to his Medicare Part D plan.
Mrs. Roswell is a new Medicare beneficiary who has just retired from retail
work. She is interested in selecting a Medicare Part D prescription drug plan.
She takes several medications and is concerned that she has not been able
to identify a plan that covers all of her medications. She does not want to
make an abrupt change to new drugs that would be covered and asks what
she should do. What should you tell her? - ANSWER-Every Part D drug plan is
required to cover a single one-month fill of her existing medications
sometime during a 90-day transition period.
Mr. Bickford did not quite qualify for the extra help low-income subsidy
under the Medicare Part D Prescription Drug program and he is wondering if
there is any other option he has for obtaining help with his considerable
,drug costs. What should you tell him? - ANSWER-He could check with the
manufacturers of his medications to see if they offer an assistance program
to help people with limited means to obtain the medications they need.
Alternatively, he could check to see whether his state has a pharmacy
assistance program to help him with his expenses.
Mr. Carlini has heard that Medicare prescription drug plans are only offered
through private companies under a program known as Medicare Advantage
(MA), not by the government. He likes Original Medicare and does not want
to sign up for an MA product, but he also wants prescription drug coverage.
What should you tell him? - ANSWER-Mr. Carlini can stay with Original
Medicare and also enroll in a Medicare prescription drug plan through a
private company that has contracted with the government to provide only
such drug coverage to eligible Medicare beneficiaries.
Mr. and Mrs. Vaughn both take a specialized multivitamin prescription each
day. Mr. Vaughn takes a prescription to help to regrow his hair. They are
anxious to have their Medicare prescription drug plan cover these drug
needs. What should you tell them? - ANSWER-Medicare prescription drug
plans are not permitted to cover the prescription medications the Vaughns
are interested in under Part D coverage, however, plans may cover them as
supplemental benefits and the Vaughns could look into that possibility.
Mrs. Shields is covered by Original Medicare. She sustained a hip fracture
and is being successfully treated for that condition. However, she and her
physicians feel that after her lengthy hospital stay, she will need a month or
two of nursing and rehabilitative care. What should you tell them about
Original Medicare's coverage of care in a skilled nursing facility? - ANSWER-
Medicare will cover Mrs. Shield's skilled nursing services provided during the
, first 20 days of her stay, after which she would have a copay until she has
been in the facility for 100 days.
Mrs. West wears glasses and dentures and has enjoyed considerable pain
relief from arthritis through massage therapy. She is concerned about
whether or not Medicare will cover these items and services. What should
you tell her? - ANSWER-Medicare does not cover massage therapy, or, in
general, glasses or dentures.
Mrs. Park is an elderly retiree. Mrs. Park has a low fixed income. What could
you tell Mrs. Park that might be of assistance? - ANSWER-She should contact
her state Medicaid agency to see if she qualifies for one of several programs
that can help with Medicare costs for which she is responsible.
Mr. Alonso receives some help paying for his two generic prescription drugs
from his employer's retiree coverage, but he wants to compare it to a Part D
prescription drug plan. He asks you what costs he would generally expect to
encounter when enrolling into a standard Medicare Part D prescription drug
plan. What should you tell him? - ANSWER-He generally would pay a
monthly premium, annual deductible, and per-prescription cost-sharing.
Mrs. Gonzalez is enrolled in Original Medicare and has a Medigap policy as
well, but it provides no drug coverage. She would like to keep the coverage
she has but replace her existing Medigap plan with one that provides drug
coverage. What should you tell her? - ANSWER-Mrs. Gonzalez cannot
purchase a Medigap plan that covers drugs, but she could keep her Medigap
policy and enroll in a Part D prescription drug plan.
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