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Georgia Personal Line Questions and Answers Fully Solved $14.49   Add to cart

Exam (elaborations)

Georgia Personal Line Questions and Answers Fully Solved

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  • Course
  • Personal lines insurance
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  • Personal Lines Insurance

Georgia Personal Line

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  • August 8, 2024
  • 2
  • 2024/2025
  • Exam (elaborations)
  • Questions & answers
  • Personal lines insurance
  • Personal lines insurance
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julianah420
Georgia Personal Line

In an insured's neighborhood, individuals are required to pay the fire department if
called to their premises. This insured has a homeowner policy. How much will the policy
pay for these fire department service charges? - answerup to $500

When applying for an individual life insurance policy, an applicant states that he went to
the doctor for nausea, but fails to mention that he was also having severe chest pains.
What is this act called? - answerConcealment

The abandonment provision in property insurance policies state that - answerThe
insured may not relinquish ownership of damage property to claim a total loss, but must
protect damage property from further loss

If during a sales presentation a producer intentionally makes a statement which may
mislead the insurance applicant, the producer has committed? -
answerMisrepresentation

A neighbor's tree has fallen, the insured's homeowners policy will NOT pay to remove
the tree unless - answerThe tree is blocking the driveway

If a consumer requests additional information concerning an investigative consumer
report, how long does the insurer or reporting agency have to comply - answer5 days

Under Coverage C of a homeowners policy, the amount of insurance provided to cover
personal property of the insured is - answer50% of the amount provided as Coverage A

The amount an insurer will pay under Coverage D (loss of use) depends on -
answerHow long a dwelling has been occupied

According to the loss payment condition in HO policies, losses must be paid within how
many days of the insurer receiving proof of loss? - answer60 days

An insured must get advance warning if the premium will be increased by more than -
answer15%

How dose the Mobile home endorsement affect the other coverage of law or ordinance
in a homeowners policy - answerit removes the coverage

Insurance is the transfer of - answerRisk

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