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New York Indep. Motor Vehicle No-Fault and Workers Compensation Health Services Adjuster (Series 17-72) Questions & Answers 100% Correct$11.29
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New York Indep. Motor Vehicle No-Fault and Workers Compensation Health Services Adjuster (Series 17-72) Questions & Answers 100% Correct
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Course
New York
Institution
New York
-ANSWER-
An "uninsured motor vehicle" under a personal auto policy does not include: -ANSWER- An abandoned car used as a residence. .
Which of the following are exempt from certain sections of the New York cybersecurity regulation? -ANSWER- All responses listed are correct..
Danny owns an...
New York Indep. Motor Vehicle No-Fault and
Workers Compensation Health Services Adjuster
(Series 17-72) Questions & Answers 100%
Correct
-ANSWER-
An "uninsured motor vehicle" under a personal auto policy does not include: -ANSWER-
An abandoned car used as a residence. .
Which of the following are exempt from certain sections of the New York cybersecurity
regulation? -ANSWER- All responses listed are correct..
Danny owns an auto body shop and he has received a request from a client to restore
his 1964 Ford Mustang. The client has requested a custom mustang horse be painted
on the hood of the car. Danny always selects the type of paint most suited for the job,
so which of the following paint types will Danny most likely select to paint the horse? -
ANSWER- Lacquer
The root word "glyc" refers to: -ANSWER- Sugar.
If any person engages in activities in violation of the Federal Insurance Fraud and False
Statements regulation, he or she may be subject to which of the following? -ANSWER-
A civil penalty of not more than $50,000..
What commercial auto form is used to cover taxis and bus companies -ANSWER- Motor
carrier form.
Tom has lost 30% of his hearing in both ears. His doctor has advised him that his
hearing loss has been caused by exposure to noise at his workplace for the past 25
years. Tom's hearing loss can be catoragized as a: -ANSWER- Cumulative Trauma
Disorder.
Tearing of a muscle results in an injury known as a: -ANSWER- strain
In commercial auto physical damage coverage, what "triggers" the coverage that
applies to the vehicles? -ANSWER- Symbols
How would an insured's PAP coverage apply when renting a private passenger auto
while on vacation when they have purchased insurance coverage from the rental
company? -ANSWER- The insured's PAP provides excess liability coverage when the
insured drives non-owned autos. .
,Which of the following statements is true regarding the business auto policy -ANSWER-
One or more of ten symbols triggers coverage.
Under the New York cybersecurity regulation, each covered entity must maintain
documentation supporting certification of compliance with the regulation for: -ANSWER-
5 years
The root word "stomat" refers to -ANSWER- Mouth
What is the purpose of "other states insurance" under a Workers Compensation policy?
-ANSWER- To provide coverage for exposures which develop in other states during the
policy period .
After receiving a blow to the head, Alex is released from the hospital after a few hours
and told to rest and resume normal activity in 3-4 days. Alex has suffered a brain injury
known as: -ANSWER- Concussion
When an insurer intends to non-renew a homeowners policy in New York, at least
_____ advance notice of non-renewal must be sent to the insured -ANSWER- 45 days
The type of auto body frame that is most often used in today's automobile and is a
single molded unit, is known as: -ANSWER- A unibody frame..
Jim Johnson has an automobile policy with a combined single limit of $50,000. He has
an at-fault accident and incurs the following expenses: $30,000 bodily injury judgment;
$30,000 property damage judgment; $5,000 damage to traffic light; $6,000 attorney's
fees for his defense; $300 in premiums for appeal bond; and $75 in bail bond premiums
for related traffic violations. What is the maximum amount his insurance company will
pay? -ANSWER- $56,375. The policy cannot pay more than its limit of liability. Under
supplemental coverages in the policy, the policy will pay the defense costs plus the cost
of the premiums on appeal bonds and bail bonds.
Before revoking or suspending a license, the Superintendent must first send _____
notice and give the accused an opportunity for a hearing. -ANSWER- 10 days.
Mr. York had his pickup truck stolen while it was parked in a "no parking" zone outside
his office. The value of the truck was $18,500. In addition, tools valued at $200, extra
tires and hubcaps for the truck valued at $550 and a tarp worth $50 were in the truck.
Mr. York has a collision deductible of $500 and a comprehensive deductible of $250.
The insurance company will pay what amount -ANSWER- $18,800. The loss of the
truck plus the extra tires and hubcaps would be considered in this claim. These total
$19,050 less the deductible of $250 equals $18,800.
Which of the following are covered by the Federal Employers' Liability Act (FELA)? -
ANSWER- Employees of interstate railroads.
, Garagekeepers specified causes of loss coverage would apply to each of the following,
EXCEPT: -ANSWER- Windstorm.
Which of the following lines of insurance are covered under the Terrorism Risk
Insurance Act, now referred to as the Terrorism Risk Insurance Extension Act of 2015?
-ANSWER- Workers compensation
The ____ glands produce hormones required by the body such as estrogen and
progesterone and chemicals such as adrenalin. -ANSWER- Adrenal
is a condition resulting from the lack of oxygen to the brain which can cause paralysis,
speech problems or dementia. -ANSWER- A stroke
Anyone who threatens, forces or corruptly influences, obstructs or impedes the due and
proper administration of the fraud law relating to the insurance business may be fined
and/or imprisoned up to: -ANSWER- 10 years
The mandatory recoupment of the federal share through policyholder surcharges under
Terrorism Risk Insurance Program Reauthorization Act of 2015 was increased from
133% to -ANSWER- 140%
An award for pain and suffering to a claimant who was burned when a tractor engine
malfunctioned and spewed boiling water would be considered what kind of damages? -
ANSWER- General Damages.
Which of the following losses may not be determined by an adjuster? -ANSWER- Use of
a rental vehicle
What is required when a company wants to self insure for workers compensation? -
ANSWER- A security bond..
A weather report would be considered what type of evidence? -ANSWER- Documentary
When a homeowners policy has been in effect for 60 days in New York, an insurer can
cancel at anytime for any of the following reasons, EXCEPT -ANSWER- A large loss
has occurred
Which of the following is an official notice of a lawsuit? -ANSWER- Summons
Which of the following is NOT a correct statement in determining the cost of a
"comparable automobile" when a physical damage loss has a occurred?
Select the Correct Answer
When comparable automobiles are available or were available in the local market area
in the last 90 days, the average cost of two or more comparable automobiles.
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