Exam (elaborations)
NEW YORK INSURANCE EXAM 2024/2025
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NEW YORK INSURANCE EXAM 2024/2025
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NEW YORK INSURANCE EXAM2024/2025
A life insurance policy that is subjected to a contract interest rate is refered to as - Precise Answer
✔✔Universal Life
The free look period provided in life insurance policy is usually - Precise Answer ✔✔10 days
A dread disease policy is considered to be a type of - Precise Answer ✔✔Limited health insurance policy
Coming from an insurance point of view which of the following is the main risk associated with disability
- Precise Answer ✔✔Loss of Income
Which type of business insurance is meant to cover the costs of continuing to do business while the
owner is disabled? - Precise Answer ✔✔Business Overhead expense policy
Insurance Represents the process of risk - Precise Answer ✔✔Transference
What does level in level term describe? - Precise Answer ✔✔face amount
New York Disability Benefit Law provides cash payments to workers unable to work due to - Precise
Answer ✔✔injury or illness that occurred on the job
A form of medical health insurance covering the treatment and care of gum disease is - Precise Answer
✔✔Dental Expense Insurance
As classified by the Affordable Care Act (ACA) a silver plan offers - Precise Answer ✔✔70% actuarial level
of coverage provided
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