NH Workers Compensation Practice
Exam 1 - correct Answers
Before interviewing the injured worker who has filed a claim, what should the adjuster do?
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Determine if it is a work related injury ii ii ii ii ii ii ii
Determine if the employee is represented by an attorney . - Determine if the employee is
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represented by an attorney .
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If an employee suffers a permanent partial disability, how long can loss of wage benefits
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continue?
ii
Answer Choices: Select the Correct Answer ii ii ii ii ii
200 weeks ii ii
300 weeks ii ii
312 weeks ii ii
262 weeks - 262 weeks ii ii ii ii ii ii
Which of the following is not a method by which an employer can satisfy the requirement to
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provide workers compensation coverage?
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Answer Choices: Select the Correct Answer ii ii ii ii ii
Qualifying as a self insured.
ii
ii ii ii ii
Purchasing coverage from an insurance company
ii
ii ii ii ii ii
Purchasing coverage through the assigned risk plan ii ii ii ii ii ii ii
Providing broad health insurance coverage - Providing broad health insurance coverage
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In New Hampshire, employers must record work-connected injuries and diseases in
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sufficient detail and keep same for a period of ____ from date of injury for future reference.
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Answer Choices: Select the Correct Answer ii ii ii ii ii
2 years
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3 years
ii ii
4 years
ii ii
5 years - 5 Years
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Each of the following is true about work-related injury cases which fall outside the scope of
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the workers compensation law, EXCEPT:
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Answer Choices: Select the Correct Answer ii ii ii ii ii
The employer cannot be held liable for such injuries.
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Common law defenses are retained by the employer. ii ii ii ii ii ii ii ii
, Damages may be paid if negligence or legal liability is established. ii ii ii ii ii ii ii ii ii ii ii
Pain and suffering damages may be awarded in a court of law. - The employer cannot be
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held liable for such injuries.
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In New Hampshire, full medical benefits are provided to employees entitled to workers
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compensation benefits with no time or monetary limits. The initial choice of physician is
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made by:
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Answer Choices: Select the Correct Answer ii ii ii ii ii
The insurer ii ii
The employer ii ii
The employee ii ii
The workers compensation board - The employee
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If an employee receives workers compensation wage benefits, what are the tax
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consequences on monies received?
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Answer Choices: Select the Correct Answer ii ii ii ii ii
Federal income taxes only ii ii ii ii
State income taxes only ii ii ii ii
Federal and state income taxes apply ii ii ii ii ii ii
No federal or state income taxes apply - No federal or state income taxes apply
ii ii ii ii ii ii ii ii ii ii ii ii ii ii ii ii
For a self insured employer, the coverage for amounts over the single occurrence
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retention limit is called?
ii ii ii ii
Answer Choices: Select the Correct Answer ii ii ii ii ii
Aggregate Excess Coverage. ii ii ii
Specific Excess Coverage. ii ii ii
Umbrella excess coverage ii ii ii
Self insured retention limit coverage. - Specific Excess Coverage.
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An application for a workers compensation adjuster license in New Hampshire contains all
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of the following, EXCEPT:
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Answer Choices: Select the Correct Answer ii ii ii ii ii
The name and address of the applicant.
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The applicant's age. ii ii ii
A copy of the applicant's birth record.
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The location of the place of business. - A copy of the applicant's birth record.
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Every employer must report any injury sustained by an employee in the course of
ii ii ii ii ii ii ii ii ii ii ii ii ii ii
employment as soon as possible, but no later than _____ after the employer learns of the
ii ii ii ii ii ii ii ii ii ii ii ii ii ii ii ii
occurrence of such an injury.
ii ii ii ii ii
Answer Choices: Select the Correct Answer ii ii ii ii ii
Exam 1 - correct Answers
Before interviewing the injured worker who has filed a claim, what should the adjuster do?
ii ii ii ii ii ii ii ii ii ii ii ii ii ii
Determine if it is a work related injury ii ii ii ii ii ii ii
Determine if the employee is represented by an attorney . - Determine if the employee is
ii ii ii ii ii ii ii ii ii ii ii ii ii ii ii ii ii
represented by an attorney .
ii ii ii ii ii
If an employee suffers a permanent partial disability, how long can loss of wage benefits
ii ii ii ii ii ii ii ii ii ii ii ii ii ii ii
continue?
ii
Answer Choices: Select the Correct Answer ii ii ii ii ii
200 weeks ii ii
300 weeks ii ii
312 weeks ii ii
262 weeks - 262 weeks ii ii ii ii ii ii
Which of the following is not a method by which an employer can satisfy the requirement to
ii ii ii ii ii ii ii ii ii ii ii ii ii ii ii ii ii
provide workers compensation coverage?
ii ii ii ii
Answer Choices: Select the Correct Answer ii ii ii ii ii
Qualifying as a self insured.
ii
ii ii ii ii
Purchasing coverage from an insurance company
ii
ii ii ii ii ii
Purchasing coverage through the assigned risk plan ii ii ii ii ii ii ii
Providing broad health insurance coverage - Providing broad health insurance coverage
ii ii ii ii ii ii ii ii ii ii ii ii
In New Hampshire, employers must record work-connected injuries and diseases in
ii ii ii ii ii ii ii ii ii ii ii
sufficient detail and keep same for a period of ____ from date of injury for future reference.
ii ii ii ii ii ii ii ii ii ii ii ii ii ii ii ii ii
Answer Choices: Select the Correct Answer ii ii ii ii ii
2 years
ii ii
3 years
ii ii
4 years
ii ii
5 years - 5 Years
ii ii ii ii ii ii
Each of the following is true about work-related injury cases which fall outside the scope of
ii ii ii ii ii ii ii ii ii ii ii ii ii ii ii ii
the workers compensation law, EXCEPT:
ii ii ii ii ii
Answer Choices: Select the Correct Answer ii ii ii ii ii
The employer cannot be held liable for such injuries.
ii ii ii ii ii ii ii ii ii
Common law defenses are retained by the employer. ii ii ii ii ii ii ii ii
, Damages may be paid if negligence or legal liability is established. ii ii ii ii ii ii ii ii ii ii ii
Pain and suffering damages may be awarded in a court of law. - The employer cannot be
ii ii ii ii ii ii ii ii ii ii ii ii ii ii ii ii ii ii
held liable for such injuries.
ii ii ii ii ii
In New Hampshire, full medical benefits are provided to employees entitled to workers
ii ii ii ii ii ii ii ii ii ii ii ii ii
compensation benefits with no time or monetary limits. The initial choice of physician is
ii ii ii ii ii ii ii ii ii ii ii ii ii ii
made by:
ii ii
Answer Choices: Select the Correct Answer ii ii ii ii ii
The insurer ii ii
The employer ii ii
The employee ii ii
The workers compensation board - The employee
ii ii ii ii ii ii ii ii
If an employee receives workers compensation wage benefits, what are the tax
ii ii ii ii ii ii ii ii ii ii ii ii
consequences on monies received?
ii ii ii ii
Answer Choices: Select the Correct Answer ii ii ii ii ii
Federal income taxes only ii ii ii ii
State income taxes only ii ii ii ii
Federal and state income taxes apply ii ii ii ii ii ii
No federal or state income taxes apply - No federal or state income taxes apply
ii ii ii ii ii ii ii ii ii ii ii ii ii ii ii ii
For a self insured employer, the coverage for amounts over the single occurrence
ii ii ii ii ii ii ii ii ii ii ii ii ii
retention limit is called?
ii ii ii ii
Answer Choices: Select the Correct Answer ii ii ii ii ii
Aggregate Excess Coverage. ii ii ii
Specific Excess Coverage. ii ii ii
Umbrella excess coverage ii ii ii
Self insured retention limit coverage. - Specific Excess Coverage.
ii ii ii ii ii ii ii ii ii ii
An application for a workers compensation adjuster license in New Hampshire contains all
ii ii ii ii ii ii ii ii ii ii ii ii ii
of the following, EXCEPT:
ii ii ii ii
Answer Choices: Select the Correct Answer ii ii ii ii ii
The name and address of the applicant.
ii ii ii ii ii ii ii
The applicant's age. ii ii ii
A copy of the applicant's birth record.
ii ii ii ii ii ii ii
The location of the place of business. - A copy of the applicant's birth record.
ii ii ii ii ii ii ii ii ii ii ii ii ii ii ii ii
Every employer must report any injury sustained by an employee in the course of
ii ii ii ii ii ii ii ii ii ii ii ii ii ii
employment as soon as possible, but no later than _____ after the employer learns of the
ii ii ii ii ii ii ii ii ii ii ii ii ii ii ii ii
occurrence of such an injury.
ii ii ii ii ii
Answer Choices: Select the Correct Answer ii ii ii ii ii
