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SF: Texas All Lines Adjuster; Pre-licensing Practice Exam Questions And Answers.
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SF Texas All Lines Adjuster; Pre-licensing Practice Exam Questions And Answers.
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SF: Texas All Lines Adjuster; Pre-licensing Practice Exam Questions And
Answers
Which .regulatory .body .handles .violations .of .related .insurance .issues .only? .- .correct .answers .✔✔ .-
Texas .Insurance .Code .(TIC)
What .license .carries .the .minimum .requirements .to .handle .homeowner's .claims? .- .correct .answers .
✔✔ .-Property, .Casualty .& .Surety
30% .of .the .questions .on .the .license .exam .are .considered ."Knowledge-
based" .questions. .What .are .the .remaining .70% .considered? .- .correct .answers .✔✔ .-Application-
based
Most .Workers' .Compensation .policies .have .what .type .of .policy .limit? .- .correct .answers .✔✔ .-None
Which .one .of .the .following .penalties .or .remedies .is .not .valid .under .the .DTPA? .- .correct .answers .✔
✔ .-Locked .in .the .same .room .alone .with .an .adjuster
Which .one .of .the .following .is .not .a .qualification .to .become .an .adjuster? .- .correct .answers .✔✔ .-
Have .an .MBA .in .insurance
If .your .adjusters .license .has .not .been .renewed .and .the .current .date .is .6 .months .past .the .actual .re
newal .date, .what .must .you .do .to .obtain .a .license? .- .correct .answers .✔✔ .-Re-
apply .for .an .adjuster's .license .& .pay .a .50% .penalty
An .Emergency .Adjuster .is .valid .for .90 .days .with .an .allowable .______ .extension. .- .correct .answers .
✔✔ .-90 .day
When .must .a .licensed .adjuster .renew .his/her .adjuster's .license .in .Texas? .- .correct .answers .✔✔ .-
2 .years .from .your .birthday .after .receiving .your .initial .license
,In .the .mid .1990's .Insurer's .shifted .focus .on .claims .handling .from .field .adjusting .to .in-
office .adjusting. .This .change .in .claims .handling .was .known .as .___________________. .- .correct .answ
ers .✔✔ .-Claim .Centralization
An .unlicensed .adjuster .may .work .under .a .licensed .adjuster .for .how .long .before .being .required .to .o
btain .a .valid .adjuster's .license? .- .correct .answers .✔✔ .-12 .months
Every .licensed .adjuster .must .notify .the .commissioner .when .they .move .their .place .of .business. .In .w
hat .time .period .must .the .licensee .notify .the .commissioner? .- .correct .answers .✔✔ .-Promptly
When .the .dealers .negotiated .an .agreement .on .purchasing .drugs, .they .were .of .age .& .there .was .a .m
onetary .exchange. .Which .of .the .following .nullify .this .transaction .as .a .'contract'? .- .correct .answers .
✔✔ .-Legal .offer .& .acceptance
What .is .the .minimum .amount .of .Continuing .Education .(CE) .hours .required .to .renew .your .Texas .All-
Lines .Adjuster .License? .- .correct .answers .✔✔ .-24 .hours
Which .of .the .following .is .not .allowed .to .handle .property .or .auto .claims .for .an .insurance .carrier? .- .
correct .answers .✔✔ .-Public .Adjuster
In .Worker's .Compensation, .what .is .utilized .to .monitor .the .frequency .of .medical .visits? .- .correct .ans
wers .✔✔ .-Utilization .Reviews
Which .of .the .following .is .a .Worker's .Compensation .regulatory .entity? .- .correct .answers .✔✔ .-
Texas .Worker's .Compensation .Comission
What .is .the .legal .age .to .become .a .competent .party .to .a .contract? .- .correct .answers .✔✔ .-18
Which .of .the .following .is .allowed .to .handle .property .claims .for .an .insurance .carrier? .- .correct .answ
ers .✔✔ .-
An .individual .who .as .an .employee .of .an .insurance .company .supervises .the .handling .of .claims
What .does .IME .stand .for? .- .correct .answers .✔✔ .-Independent .Medical .Examination
Which .of .the .following .is .not .a .source .of .legal .liability? .- .correct .answers .✔✔ .-Peril
What .is .the .TIC? .- .correct .answers .✔✔ .-Texas .Insurance .Code
An .individual .who .investigates .or .adjusts .losses .or .supervises .the .handling .of .claims. .- .correct .answe
rs .✔✔ .-Adjuster
Current .Chapters .541 .& .542 .of .the .TIC .were .once .recognized .as .what .Article? .- .correct .answers .✔
✔ .-21.21
An .adjuster .that .works .exclusively .for .an .insurance .company. .- .correct .answers .✔✔ .-Staff .Adjuster
, What .is .the .time .limit .for .completion .of .the .Texas .All-Lines .Adjuster .Exam? .- .correct .answers .✔✔ .-
180 .minutes
Which .of .the .following .in .not .a .'Compensatory .Damage'? .- .correct .answers .✔✔ .-
Money .to .punish .the .wrong-doer
Under .the .TIC .Remedies, .what .is .the .cap .for .punitive .damages? .- .correct .answers .✔✔ .-2 .x .damages
Which .of .the .following .incidents .would .an .employer .be .responsible .for .providing .coverage? .- .correc
t .answers .✔✔ .-Employee .was .negligent .and .fell .from .a .ladder .resulting .in .injury .to .himself
Which .of .the .following .methods .to .control .medical .costs .would .not .be .included .in .a .Worker's .Comp
ensation .policy? .- .correct .answers .✔✔ .-Deny .physical .therapy .treatments
The .courts .have .interpreted .that .an .insured .or .third .party .beneficiary .to .an .insurance .policy .can .be .
recognized .as .a .___________ .under .the .Texas .Insurance .Code .- .correct .answers .✔✔ .-Claimant
This .position .is .the .insurer's .direct .representative .with .the .insured, .claimant, .attorney, .etc.. .- .correct
.answers .✔✔ .-Adjuster
What .is .the .best .description .of .a .'competent .party'? .- .correct .answers .✔✔ .-
Of .sound .mind .& .at .least .18 .years .old
The .Texas .Worker's .Compensation .Act .limits .a .covered .employers' .liability .to .a .schedule .of .benefits.
.Which .benefit .would .not .be .included? .- .correct .answers .✔✔ .-Life .Insurance .on .dependents
An .Emergency .Licensed .Adjuster .can .work .for .____________ .before .submitting .the .actual .license .ap
plication. .- .correct .answers .✔✔ .-5 .days
Worker's .Compensation .has .how .many .regulatory .entities .in .Texas? .- .correct .answers .✔✔ .-Two
Which .of .the .following .will .not .likely .be .involved .or .included .in .a .Worker's .Compensation .investigati
on? .- .correct .answers .✔✔ .-Inspection .of .Tax .Records
Which .regulatory .body .or .statue .handles .consumer .protection .violations .of .most .businesses .related .
issues .in .Texas? .- .correct .answers .✔✔ .-Deceptive .Trade .Practices .Act
Pursuant .to .Texas .Insurance .Code, .which .of .the .following .is .not .exempt .from .the .requirement .of .an
.adjuster's .license .examination? .- .correct .answers .✔✔ .-
Those .earning .an .MBA .in .Insurance .Operations
Which .of .the .following .would .be .considered .an .'Exemplary .Damage'? .- .correct .answers .✔✔ .-
Punitive .Damage
The .insurance .company .function .that .is .responsible .for .handling .payment .of .claims. .- .correct .answe
rs .✔✔ .-Claims .Adjusting
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