100% satisfaction guarantee Immediately available after payment Both online and in PDF No strings attached
Previously searched by you
A life insurance policyowner would like a dividend option that results in a limited current outlay of funds which dividend option would be chosen? ~: Reduction of premium payment Which of these policies is considered a whole life policy$11.49
Add to cart
A life insurance policyowner would like a dividend option that results in a limited current outlay of funds which dividend option would be chosen? ~: Reduction of premium payment Which of these policies is considered a whole life policy
2 views 0 purchase
Course
(HMO
Institution
(HMO
Which of the following regulates the quality of care provided by a health maintenance
organization (HMO)?
~: Secretary of the department of health and mental hygiene.
A marketing system, which utilizes mass media advertising and mail, instead of a producer, is
called an blank, blank marketing...
Elscores 8/18/2024 11:49:07 PM
Which of the following regulates the quality of care provided by a health maintenance
organization (HMO)?
~: Secretary of the department of health and mental hygiene.
A marketing system, which utilizes mass media advertising and mail, instead of a producer, is
called an blank, blank marketing system.
~: Direct response
An insurer is life insurance premium rate must be the same for all individuals
~: In the same risk class with equal life expectancy
Which of these annuity contract features is meant to discourage withdrawals and exchanges?
~: Surrender charges
Which of these is not used as selection criteria in the underwriting process of a life insurance
application?
~: national origin
Which of the following is not a condition that must be met for an accidental death benefit to
be paid?
~: Cause of death must be from a job-related injury
Julie is in need of assistance with one or two activities of daily living. She may be eligible for
a(n)
, Elscores 8/18/2024 11:49:07 PM
~: assisted living facility
Doing the application process, a statement made by an applicant that becomes part of the
contract is considered to be (an)
~: Warranty
Qualified long-term care premiums are treated for tax purposes as
~: tax-deductible to the extent they exceed 7 1/2% AGI
Where is the difference between a standard risk and is substandard risk reflected?
~: Premium charges
Jonas is covered with disability insurance through his employer. The employer pays 75% of
the premium, while Jonas pays the other 25%. What is Jonas' tax liability for any benefits
paid from the disability plan?
~: Taxes must be paid on 75% of the benefits received
Traditional Individual Retirement annuity (IRA) distributions must start by
~: April 1st of the year following the participant attains age 70 1/2
Greg had recently been terminated from his job that covered him for group life insurance.
How long does he have to convert his coverage to an individual policy?
~: 31 days
, Elscores 8/18/2024 11:49:07 PM
A life insurance policyowner would like a dividend option that results in a limited current
outlay of funds which dividend option would be chosen?
~: Reduction of premium payment
Which of these policies is considered a whole life policy?
~: Single premium life
Medicare part a coinsurance payments are covered by?
~: Medicare Supplement Plan A
The blank is responsible for determining the appropriateness of a Medicare supplement
policy for an applicant.
~: Producer
Employers paid qualified, long-term care, insurance, premiums are typically
~: Excluded from the employees gross income
Under a deferred annuity, which contract feature initially charges a 5-10% fee that eventually
reduces to $0 after a stated amount of time?
~: surrender charge
What is normally the consequence for not obtaining pre-admission certification prior to
receiving inpatient medical care?
The benefits of buying summaries with Stuvia:
Guaranteed quality through customer reviews
Stuvia customers have reviewed more than 700,000 summaries. This how you know that you are buying the best documents.
Quick and easy check-out
You can quickly pay through credit card or Stuvia-credit for the summaries. There is no membership needed.
Focus on what matters
Your fellow students write the study notes themselves, which is why the documents are always reliable and up-to-date. This ensures you quickly get to the core!
Frequently asked questions
What do I get when I buy this document?
You get a PDF, available immediately after your purchase. The purchased document is accessible anytime, anywhere and indefinitely through your profile.
Satisfaction guarantee: how does it work?
Our satisfaction guarantee ensures that you always find a study document that suits you well. You fill out a form, and our customer service team takes care of the rest.
Who am I buying these notes from?
Stuvia is a marketplace, so you are not buying this document from us, but from seller Examify. Stuvia facilitates payment to the seller.
Will I be stuck with a subscription?
No, you only buy these notes for $11.49. You're not tied to anything after your purchase.
