South Carolina Aflac Sales Insurance Exam Practice Questions and Answers
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Course
Aflac Insurance
Institution
Aflac Insurance
South Carolina Aflac Sales Insurance
Exam Practice Questions and Answers
Which of the following is illegal discrimination? - Answer️️ -Refusing an
applicant because of marital status
Under South Carolina law, what may the insurer REQUIRE to determine
the exact cause of death if death appea...
South Carolina Aflac Sales Insurance
Exam Practice Questions and Answers
Which of the following is illegal discrimination? - Answer✔️✔️-Refusing an
applicant because of marital status
Under South Carolina law, what may the insurer REQUIRE to determine
the exact cause of death if death appears accidental? - Answer✔️✔️-Autopsy
The free look period provided in a life insurance policy is usually -
Answer✔️✔️-10 Days
Under the Affordable Care Act, which of these plans is designed to provide
coverage that is actuarially equivalent to 80% of the full actuarial value of
the benefits provided under the plan? - Answer✔️✔️-Gold
The Director MUST give a MINIMUM of how many days' notice of a
disciplinary hearing?
10 days - Answer✔️✔️-30 Days
When MUST a newborn child be covered under an existing health
insurance policy? - Answer✔️✔️-Immediately
The MAXIMUM time period that an eligible employee can be excluded
from coverage under a group health policy as a late enrollee is -
Answer✔️✔️-18 Months
How many years is a producer REQUIRED to maintain transaction records
of a policy? - Answer✔️✔️-5 Years
Which of the following does restorative dental treatment cover? -
Answer✔️✔️-Crowns
According to the Fair Credit Reporting Act, an insurer does NOT need to -
Answer✔️✔️-Report inconsistnesies
How long can an insurer exclude coverage for a preexisting condition on a
Medicare Supplement Policy? - Answer✔️✔️-6 Months
Making a statement that is false or maliciously critical of the financial
condition of an insurer is known as - Answer✔️✔️-Defamation
A temporary producer license can be issued in any of the following
circumstances EXCEPT - Answer✔️✔️-a prospective producer who is
enrolled in an insurance pre-license class
As of January 1, 2014, an employer with up to 25 full time equivalent
(FTE's) with average annual wages of less than $50,000 may be eligible for a
tax credit of ___ of the premiums paid by the employer. - Answer✔️✔️-50%
Other than for fraud, under the Time Limit on Certain Defenses Provision,
a health insurance policy is incontestable after it has been in force for a
period of - Answer✔️✔️-2 Years
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