REAL 4000 UGA Exam Study Questions and
Answers (100% Pass)
What does the value of a property mortgage depend on - Answer️️ -
1. Magnitude of expected cash flows
2. Timing of expected cash flows
3. Riskiness of expected cash flows
The possibility that the actual outcome will vary from what...
UNIVERSITY OF NORTH TEXAS AT DALLAS
UNIVERSITY OF GEORGIA (UGA)
A pledge of property as a security for the note. Formal conveyance
of rights to disposition - Answer✔️✔️-The mortgage (DOT)
Various arrangements for fixed-rate loan - Answer✔️✔️-1. Fully
Amortized
2. Partially Amortized
3. Interest only
4. Negative Amortization
Fully amortized - Answer✔️✔️-Most Residential Consumer Real
Estate Loans
Partially amortized - Answer✔️✔️-1. Most commercial Real Estate
loans
2. Term for amortization
3. Term to maturity (paid off before amortization term)
Interest only (NON AMORTIZING sometimes called a bullet loan) -
Answer✔️✔️-1. balloon payment at tend UNLESS converting to amort
loan
2. Mostly commercial but sometimes residential loans
3
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