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LAWS AND RULES OHIO LIFE AND HEALTH INSURANCE XCEL EXAM |ACTUAL COMPLETE QUESTIONS AND CORRECT ANSWERS (VERIFIED ANSWERS ) ALREADY GRADED A+.$17.99
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LAWS AND RULES OHIO LIFE AND HEALTH INSURANCE XCEL
LAWS AND RULES OHIO LIFE AND HEALTH INSURANCE XCEL
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LAWS AND RULES OHIO LIFE AND HEALTH INSURANCE XCEL EXAM |ACTUAL COMPLETE QUESTIONS AND CORRECT ANSWERS (VERIFIED ANSWERS ) ALREADY GRADED A+.
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LAWS AND RULES OHIO LIFE AND HEALTH INSURANCE XCEL
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LAWS AND RULES OHIO LIFE AND HEALTH INSURANCE XCEL
LAWS AND RULES OHIO LIFE AND HEALTH INSURANCE XCEL
EXAM |ACTUAL COMPLETE QUESTIONS AND CORRECT
ANSWERS (VERIFIED ANSWERS ) ALREADY GRADED A+.
LAWS AND RULES OHIO LIFE AND HEALTH INSURANCE XCEL
EXAM |ACTUAL COMPLETE QUESTIONS AND CORRECT
ANSWERS (VERIFIED ANSWERS ) ALREADY GRADED A+.
L...
LAWS AND RULES OHIO LIFE AND HEALTH INSURANCE XCEL
EXAM 2024-2025 |ACTUAL COMPLETE QUESTIONS AND CORRECT
ANSWERS (VERIFIED ANSWERS ) ALREADY GRADED A+.
maximum benefits - ANSWER-upper limit of total lifetime benefits that
the insurance company will pay
Misrepresentation - ANSWER-falsifying terms, benefits, advantages,
or conditions of insurance policy
defamation - ANSWER-publishing information that is false and
maliciously critical to an insurer and intended to cause injury
An insurer can exclude coverage for a pre-existing condition on
Medicare Supplement policy for up to ___ months - ANSWER-6
months
A minor may receive a life insurance policy's death benefit ONLY if
minor is at least 12 years old minor approved by superintendent
minor is blood relative minor has appointed guardian - ANSWER-
minor has appointed guardian
An insurer may deny health insurance claims based on
misstatements in application for how long from policy's date of
issue? - ANSWER-2 years
,A life insurance policyowner is allowed ___ days upon policy delivery
to return policy for full premium refund? - ANSWER-10 days
A life policy loan in Ohio cannot charge fixed rate of interest higher
than: - ANSWER-8%
An agent's license may only be suspended or revoked if the agent:
has been afforded the right to a hearing has engaged in
replacement of an existing policy filed for bankruptcy did not meet a
sales quota - ANSWER-afforded the right to a hearing
Mary's Medicare Supplement policy had been in effect for 12 months.
She recently replaced policy with a new one that provides better
coverage. The replacing policy may only impose a ___ month time
exclusion for pre-existing conditions. - ANSWER-0 months
The XYZ Corporation took out billboard ads in Ohio indicating that it
can transact business in Ohio. This insurer is not approved in Ohio.
XYZ is guilty of: - ANSWER-false advertising
Kiara filled out a life insurance application and was given a policy
illustration that showed future premiums being paid out of
nonguaranteed values. The illustration must disclose that: - ANSWER-
she may need to resume premium payments depending on actual
results
, The branch of dentistry which deals with replacement of missing
parts is called: endodontics periodontics orthodontics
prosthodontics - ANSWER-prosthodontics
As of January 1, 2014, an employer with up to 25 FTE's with average
annual wages < $50,000 may be eligible for a tax credit of ___% of the
premiums paid by the employer. - ANSWER-50%
If an insurer refuses to pay a claim, how many days must the insured
wait to take legal action against a health insurer after submitting
written proof of loss? - ANSWER-60 days
A life insurance applicant in Ohio may backdate the application for up
to ___ months - ANSWER-3 months
A common exclusion or limitation on dental policy is: - ANSWER-
endodontics
Coverage for newborns under accident and health plan MUST include
coverage for: - ANSWER-birth abnormalities
An example of endodontic treatment is a:
bridge crown
filling
root canal - ANSWER-root canal
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