Exam (elaborations)

AQSA Terms Latest 2024/2025 Updated Questions and Answers Guaranteed 100% Success.

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AQSA

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AQSA

Cardholder Data - At a minimum, [this] consists of the full PAN. Cardholder data may also appear in the form of the full PAN plus any of the following: cardholder name, expiration date and/or service code See Sensitive Authentication Data for additional data elements that may be transmitted or p...

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Uploaded on September 4, 2024
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aqsa

Institution AQSA
Course AQSA

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AQSA Terms
Cardholder Data - At a minimum, [this] consists of the full PAN. Cardholder data may also appear
in the form of the full PAN plus any of the following:

cardholder name, expiration date and/or service code

See Sensitive Authentication Data for additional data elements that may be transmitted or processed
(but not stored) as part of a payment transaction.

ANSI - Acronym for "American National Standards Institute." Private, non-profit organization that
administers and coordinates the U.S. voluntary

standardization and conformity assessment system.

Authentication, Authorization, Accounting (AAA) - AAA:

Protocol for authenticating a user based on their verifiable identity, authorizing a user based on their
user rights, and accounting for a user's consumption of network resources.

Access Control - Mechanisms that limit availability of information or information-processing

resources only to authorized persons or applications.

Account Data - Data that consists of cardholder data and/or sensitive authentication

data as well as the data on the magnetic strip or chip

Account Number - Primary Account Number (PAN) located on the credit card

Acquirer - Also referred to as "merchant bank," "acquiring bank," or "acquiring financial
institution". Entity, typically a financial institution, that processes payment card transactions for
merchants and is defined by a payment brand as an acquirer. Acquirers are subject to payment brand
rules and procedures regarding merchant compliance.

, 1 day - length of time the clearing process typically takes in North America

2 days - length of time the settlement process typically takes in North America

Authentication, Authorization, Accounting (AAA) - AAA:

Protocol for authenticating a user based on their verifiable identity, authorizing a user based on their
user rights, and accounting for a user's consumption of network resources.

Administrative Access - Elevated or increased privileges granted to an account in order for that
account to manage systems, networks and/or applications.

Administrative access can be assigned to an individual's account or a builtin system account. Accounts
with administrative access are often referred to as "superuser", "root", "administrator", "admin",
"sysadmin" or "supervisorstate", depending on the particular operating system and organizational

structure.

Adware - Type of malicious software that, when installed, forces a computer to automatically
display or download advertisements.

AES - Abbreviation for "Advanced Encryption Standard." Block cipher used in symmetric key
cryptography adopted by NIST in November 2001 as U.S. FIPS PUB 197 (or "FIPS 197")

Anti-Virus - Program or software capable of detecting, removing, and protecting against various
forms of malicious software (also called "malware") including viruses, worms, Trojans or Trojan horses,
spyware, adware, and rootkits.

AOC - Acronym for "attestation of compliance." The AOC is a form for merchants and service
providers to attest to the results of a PCI DSS assessment, as documented in the Self-Assessment
Questionnaire or Report on Compliance.

AOV (Attestation of Validation) - Acronym for "attestation of validation." The AOV is a form for PA-
QSAs to attest to the results of a PA-DSS assessment, as documented in the PADSS Report on Validation.

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