Texas Notary Exam 2024 Questions Solved 100%
A Notary Signing Agent has been providing signing services with no incidents for over 10 years without having undergone a background screening. Therefore he or she:
(Answer: - Must still arrange to obtain and pass a background screening
Texas Notary Exam 2024
Questions Solved 100%
A Notary Signing Agent has been providing signing services with no incidents for
over 10 years without having undergone a background screening. Therefore he or
she:
(Answer: - Must still arrange to obtain and pass a background screening
A Notary Signing Agent has nearly 10 years of experience has reviewed and is
completely familiar with all the loans documents in the loan package. When
meeting with the Borrower, the NSA may now:
(Answer: - Present and state the general purpose of each document and how it must
be signed
Why should a NSA learn about all of the closing documents in a loan package if they
are not allowed to provide advice or counsel?
(Answer: - To demonstrate to contracting companies that the NSA is competent to
oversee a signing appointment.
An NSA consistently follows the practice of obtaining borrower's thumbprints in his
or her journal, but is commission in a state that does not require journal
thumbprints. A borrower has complied with all other notarization requirements,
but objects to leaving her thumbprint in the journal. What should the NSA do?
(Answer: - Perform the notarization
select the best answer: The Notarial Evidence Form is completed by:
(Answer: - The NSA and returned to the contracting company
select the best answer: Notarial certificates on loan documents:
(Answer: - Must be completed in the present of the borrower
, TEXAS NOTARY EXAM
During a signing appointment, a borrower asks the Notary Signing Agent if his loan
rate is competitive. How should the NSA respond?
(Answer: - Explain to the borrower that the NSA is not permitted to discuss loan
rates
A borrower expresses concern that once he signs all the documents, he will be
"stuck" with a second mortgage. A good response by a NSA could be to
(Answer: - Recommend the borrower contact the lender's representative and
provide the phone number
A NSA regularly records all notarial acts performed at a closing in a journal. This is
considered:
(Answer: - A practice required by the Code of Conduct
A borrower does not physically appear at a purchase closing but has their spouse
appear with a notarized power of attorney to sign for the borrower. What should
you do as the NSA?
(Answer: - Call the Lender and Title company to confirm that utilization of the POA
is acceptable
A borrower questions the amount of the "Notary/Signing Fee" appearing on the
settlement statement. What should the NSA do?
(Answer: - Offer to call the closing agent to explain the fee
The best way to address a borrower's questions that the Notary Signing Agent is not
allowed to answer , is to:
(Answer: - Arrange to have the contracting company on the phone to answer the
questions as they come up
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