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Life Insurance and Auto Insurance, Life Insurance Questions & 100% Correct Answers- Latest Test | Graded A+ | Passed
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You will pay substantially less for life insurance if which of the following factors is true? -:- You are in good health When shopping for life insurance, you should look for: -:- A company with a low premium rate and a good rating. After being involved in a car accident last month, Ralph's i...

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  • September 6, 2024
  • 6
  • 2024/2025
  • Exam (elaborations)
  • Questions & answers

Subjects

  • life insurance and auto insurance life insurance
  • you will pay substantially less for life insurance

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  • Life Insurance
  • Life Insurance

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2024 /2025 | © copyright | This work may not be copied for profit gain | Excel!



Life Insurance and Auto Insurance, Life
Insurance Questions & 100% Correct
Answers- Latest Test | Graded A+ | Passed
You will pay substantially less for life insurance if which of the following factors is true?


✓ -:- You are in good health




When shopping for life insurance, you should look for:


✓ -:- A company with a low premium rate and a good rating.




After being involved in a car accident last month, Ralph's insurance company has increased

his annual premium by $105.38. Approximately what change will Ralph see on his future

monthly statements as a result of the change?


✓ -:- Ralph's monthly insurance payment will increase by $8.78.




Which of the following statements is not something you should be thinking when

considering changes in your auto insurance policy?


✓ -:- The premium you pay guarantees that you will never have to pay more than

your deductible in the event of an accident.




1|Page | Grade A+| 2024/2025

, 2024 /2025 | © copyright | This work may not be copied for profit gain | Excel!

Which of the following is not a reason young drivers have higher auto insurance premiums

than older drivers?


✓ -:- Accidents involving teenage drivers have required additional investigation, the

cost of which is passed on to the driver in the form of a higher premium.




Tina was involved in an accident in which she rear-ended another driver stopped at a

stoplight. Tina is fully insured through her insurance company. Which of the following

components of her insurance policy will cover the damages caused to Tina's car in the

accident?


✓ -:- Collision




Below is the information from a brochure for Fret-No-More Auto Insurance outlining the

insurance coverage options they offer. To be considered "full" coverage, an insurance plan

must include one level of coverage from each category. What is the annual premium for the

full-coverage insurance plan with the highest coverage limits and the lowest deductibles

available from Fret-No-More?


✓ -:- $831.92




Which of the following is not a factor that affects your auto insurance premiums?


✓ -:- The color of your car




2|Page | Grade A+| 2024/2025

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