ADEA (Age Discrimination in Employment Act) - correct answer ✔✔First federal guidelines on age
discrimination. Protects people over 40. Prevents firing or not hiring of older workers.
IRA - correct answer ✔✔Individual retirement accounts set up by employers
Social Security - correct answer ✔✔Intended to be temporary for older people to supplement their
income. Accounts for almost half their income.
Voluntary Pension - correct answer ✔✔Government encouraged private retirement account. You get a
tax break if you do this. Money is inaccessible until retirement.
Universal Pension - correct answer ✔✔set amount of money everyone gets when they retire
Provident funds - correct answer ✔✔government required and administered individual retirement
accounts. You pay for your own retirement.
Private forms of savings - correct answer ✔✔Savings accounts, assets, reverse mortgage.
Discretionary income - correct answer ✔✔Money you have after paying your bills - people over 55
control over half of this
Scams are more likely for older people - correct answer ✔✔Cognitive impairment, they are
lonely/isolated. they are less likely to report being victimized.
Psychological disorders - correct answer ✔✔composed of many parts: Does it interfere with you leading
a normal life? Does it prevent functioning? Are you no longer the person you were before? How extreme
is that behavior?
, Extreme (in the context of psychological disorders) - correct answer ✔✔Is the behavior unusual? Is it
maladaptive (dangerous to self/others)? Causes personal distress? Is it rational/plausible?
Depressive disorder symptoms - correct answer ✔✔Long-term. Feeling worthless, fatigue, not caring
about yourself or anyone else. Unable to function normally.
Major Depressive Disorder - correct answer ✔✔Common in younger people. Twice as common in
women as in men due to estrogen. Women are more likely to seek help.
Risk factors for older people and depression - correct answer ✔✔over 50% of older people are
depressed. They tend to be less educated, widowed, have physical impairments, abuse alcohol, aren'y
diagnosed, have less severe symptoms than young people, have different symptoms, are neglected due
to ageism, or be misdiagnosed. Old people highest suicide percentage of any age group
Tryciclic - correct answer ✔✔Antidepressants (Elavil). Many uses (ADHD, eating disorders, sleep). Side
effects are weight gain and sexual problems
SSRI - correct answer ✔✔(Prozac) side effects - can't sleep, sexual performance problems.
Problems with antidepressants - correct answer ✔✔THey get prescribed for nonclinical conditions and
mess with your brain. Many people are on these meds and receiving no other mental healthcare. There
is room to question if they even work at all.
People at most risk for suicide - correct answer ✔✔People with bipolar disorder, depressive disorders,
substance abuse.
Suicide statistics - correct answer ✔✔Highest % is old people. Women are more likely to attempt, men
are more likely to succeed.
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