How long after being entitled to disability benefits will an individual be eligible to receive Medicare benefits? - Answer- 2 years What is the return of premium rider? - Answer- an increasing amount of term insurance that always equals the total of premiums paid up to the current point In a home h...
PSI life, accident, and health 2023/2024
How long after being entitled to disability benefits will an individual be eligible to
receive Medicare benefits? - Answer- 2 years
What is the return of premium rider? - Answer- an increasing amount of term
insurance that always equals the total of premiums paid up to the current point
In a home healthcare benefit, all of the following are eligible expenses EXCEPT -
Answer- blood transfusions
All of the following are classifications of risk EXCEPT - Answer- non-nicotine
Which of the following is exempted from the incontestability provision in insurance
policies? - Answer- fraudulent misstatements
Which of the following is characteristic of a non-qualified plan? - Answer- plan does
not meet federal guidelines for tax benefits
What does it mean if a health policy is conditionally renewable? - Answer- Insurer
may elect NOT to renew only under conditions specified in the policy.
During which period of a Disability Income Policy is coverage effective but during
which no benefits will be paid under the policy? - Answer- probationary period
What specific new procedures does the USA Patriot Act require of insurance
companies? - Answer- Establish an anti-money laundering program
A consumer report used to determine eligibility for insurance may include all of the
following EXCEPT - Answer- medical underwriting exam.
All of the following are TRUE regarding incomplete applications EXCEPT - Answer-
the incomplete application can be accepted with the missing information added
later.
PSI life, accident, and health
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