Florida Insurance Adjuster Licensing Test ACCURATE 100%
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Course
Florida insurance adjuster
Institution
Florida Insurance Adjuster
The policy period is found in what part of an insurance contract? - ANSWER Declarations
Insurance policies are said to be contracts of... - ANSWER Adhesion
The failure to exercise due care is known as - ANSWER Negligence
Florida Insurance Adjuster Licensing Test
ACCURATE 100%
The policy period is found in what part of an insurance contract? - ANSWER Declarations
Insurance policies are said to be contracts of... - ANSWER Adhesion
The failure to exercise due care is known as - ANSWER Negligence
A building is destroyed by flood. The loss of profits from renting the building is - ANSWER Indirect Loss
The notice required for cancellation of an Auto Binders is _____ days - ANSWER 5
Property Insurance means - ANSWER Insurance where the payment by the insurance company will be
directly to the insured
An insurance contract is based on the principle of - ANSWER utmost good faith
two kinds of waivers are - ANSWER Express and Implied
Proximate cause is the ____ between the occurrence and damage which grows ... the occurrence is the -
ANSWER unbroken connection
Replacement Cost may be a violation of - ANSWER Principle of Indemnity
Coinsurance of 80% regarding a $1 million dollar property means the insured must carry insurance
amount of - ANSWER $800,000
, a 5% hurricane deductible in a homeowner's policy insuring a $100,000 home would be - ANSWER
$5000
Giving up a known right voluntarily is known as a - ANSWER waiver
all of the following may be the basis for discrimination except - ANSWER education
which Homeowners policy never contains coverage A - ANSWER HO-4 renters personal property
Builder's Risk is used to cover - ANSWER buildings in the course of construction
an eligible building for flood insurance has ______ walls and roof - ANSWER 2 or more
the domestic shipment coverage that protects all of a shippers shipments annually is the - ANSWER
Annual Transit Policy
Hull insurance in an Ocean Marine policy carries what deductible - ANSWER Franchise
Aviation policies are underwritten using all of the following except - ANSWER destination or routes of
flights
Miscellaneous Type Vehicle Endorsement which of the following? - ANSWER Motorcycles
The coverage form designed to cover those in the business of selling, servicing, repairing or parking
automobiles is - ANSWER Garage Insurance
Disability Insurance that provides benefits will not be reduced if the insured changes to a more
hazardous occupation is called a - ANSWER non-procreating policy
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