Exam (elaborations)
ARKANSAS HEALTH INSURANCE FINAL EXAM QUESTIONS AND ANSWERS
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ARKANSAS HEALTH INSURANCE FINAL EXAM QUESTIONS AND ANSWERS
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1-148 of 148health insurance will typically cover which of the following perils
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injury due to accident
An insurance producer who convinces a prospective insured to purchase a policy by
exaggerating the benefits of the policy may be found guilty of
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misrepresentation
which of the following constitutes grounds for suspending an arkansas producer's
license
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felony conviction
which of the following actions may an insurance company not do in a health policy
that contains a guaranteed renewable premium benefit
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Increase the premiums on an individual basis
which of the followings is not a reason for the commissioner to deny or refuse a
producer license application
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Unintentionally misrepresented a material fact on the application
,which of the following statements is true about an insurer's right to screen applicants
for HIV
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an insurer can require a blood test for HIV
all of the following are functions of an insuring clause except
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Primarily describes the Free-look period
Craig submits a $500 claim for medical expenses. With a past due premium of $100,
the insurer pays $400. Which of the Uniform Optional Provisions covers this situation?
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unpaid premium
which one of these options is not considered false advertising
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putting a license number on a flyer
, under a contract of adhesion,
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The terms must be accepted or rejected in full
the entire contract includes the actual policy and the
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application
Premium mode is a term used to describe the
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frequency of the premium payment
when does a health insurance policy typically become effective
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When initial premium is collected and policy is issued
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