A non-contributory health insurance plan helps the insurer avoid
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adverse selection
Reduction of premium
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The insurer uses the dividend to reduce the next year's premium
which type of insurance is normally associated with a payor benefit rider
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juvenile insurance
per capita
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for each person; in relation to people taken individually, is a method of life
insurance distribution using total number of individuals this means that all
living members that are identified in the life insurance policy will receive an
equal
a producer who shares commissions with a client may be guilty of
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rebating
Common Disaster Provision
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Sometimes added to a policy and designed to provide an alternative
beneficiary in the event that the insured as well as the original beneficiary
dies as the result of a common accident.
when does a life insurance policy typically become effective
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the initial premium is collected and the policy is issued
genetic testing
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Underwriters can acquire information from all these sources except
Defamation
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statement that is false or maliciously critical of the financial condition of an
insurer is known as
A partial surrender is allowed in which of the following life insurance policies
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