With respect to family medical expense insurance policies, new dependents can be
added to the policy through:
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marriage, birth or adoption only
Which of the following benefits is not provided under Medicare Part A?
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Medicare Part A provides coverage for the first three pints of blood each
year, hospice care, and the 20 percent Part B coinsurance amount. It does
not provide prescription drug coverage.
Information that is commonly asked on a health insurance application include all of
the following:
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- names and sex of the persons to be covered by the policy
- medical histories of those to be covered
- frequency at which premiums to be paid
Marty and Juanita are married and own a total of $250,000 in countable resources on
the day Marty is admitted to a nursing home. What amount can Juanita retain if Marty
applies for Medicaid long-term care benefits in North Carolina?
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community spouse resource allowance. In 2011, this amount is $109,560.
With respect to the health insurance policy claims, which of the following statements
is correct?
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, Some medical plans require preauthorization from the insurer before the
insurer will cover the costs of a medical procedure.
Which of the following best characterizes the ownership of health insurance
coverage?
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Most people who have health insurance coverage have it through a group
plan.
A long-term care insurance policy is designed to provide coverage for at least how
many months?
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Long-term care insurance is designed to provide coverage for at least 12
months for necessary diagnostic, preventive, therapeutic, rehabilitative, or
personal care services provided in a setting other than the acute care unit
of a hospital.
Which of the following statements about state and federal involvement in group
health insurance is correct?
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