CEBS GBA 1 PRACTICE EXAM ACTUAL
QUESTIONS (2022) WITH CORRECT 200+
QUESTIONS AND ANSWERS GOOD SCORE
IS GUARANTEED GRADE A+
What is the best way to fund a MBHO? - ANSWERS-There is no
one best way. Funding depends on the projected utilization,
philosophy, and resources of the organization.
The Mental Health Parity Act of 1996 allowed for all of the
following limits EXCEPT:
-Number of inpatient days
-Lower annual limits
-Outpatient visits
-Increasing deductibles
-Prescription drugs - ANSWERS--Lower annual limits
,A peril as the term applies to the insurance mechanism is
defined as: - ANSWERS-The cause of loss
A healthcare plan that has no restrictions on a member's choice
of provider, no "steerage," and no basic utilization
management is known as: - ANSWERS-Indemnity plan
The legislation that plays a fundamentally important role in
protecting sensitive patient information gathered during
behavioral treatment is: - ANSWERS-Health Insurance
Portability and Accountability Act (HIPAA)
A dental plan in which certain procedures are reimbursed on a
scheduled basis and others are reimbursed on a nonscheduled
basis is called a(n): - ANSWERS-Combination plan
Regarding return on investment (ROI) evaluations and
calculations, ROI evaluations usually: - ANSWERS-Only consider
the payback for the investor in terms of the money they get
back for the money they put in.
,A prescription drug rebate occurs when: - ANSWERS-There is an
agreement between a pharmacy benefit manager and a drug
manufacturer.
The concept designed to make victims of losses whole again
reflect the principle of: - ANSWERS-Indemnification
The design of any employee benefit plan should start with
deciding: - ANSWERS-What are the overall objectives of the
plan.
A behavioral health care carve-out program usually operates
under a separate contract and from a separate company known
as: - ANSWERS-a Managed Behavioral Health Care Organization
(MBHO)
, There can be great variability in employer spending to sponsor
a workplace wellness program. The cost of these programs per
employee per year typically ranges from: - ANSWERS-$0-$450
Regarding employee benefit planning, the functional approach
is: - ANSWERS-Compatible with both the compensation/service
oriented benefit philosophy and the needs-oriented benefit
philosophy
The landmark "Inland Steel Case" had extreme importance
because it: - ANSWERS-Stated the employer had the duty to
bargain in good faith over wages which also included insurance
and fringe benefits
Money forfeited by employees under the use-it-or-lose-it rule
in cafeteria plans is called an experience gain. These experience
gains may not be: - ANSWERS-Returned to the employees who
incurred the forfeitures.
They may be:
- retained by the employer
- used to reduce admin expenses
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