Final EXAM BROWN RMIN 5100S Questions and Answers 100% Pass
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Course
RMIN 5100
Institution
RMIN 5100
Final EXAM BROWN RMIN 5100S
Questions and Answers 100% Pass
crime - legal wrong against society punishable by fines, imprisonment
or death
civil wrong - breach of duty owed to others
tort, contract, statute - Types of Legal liability
tort - negligence, intentional liability, strict liability
...
contract - ✔✔hold-harmless agreement, breach of contract
statute - ✔✔workers compensation
negligence - ✔✔duty owed, breach of that duty, damage or injury,
proximate cause
intentional tort - ✔✔harming one on purpose
strict liability - ✔✔held legally liable no matter what
hold-harmless agreement - ✔✔one party assumes legal liability
breach of contract - ✔✔break contract (WARRANTY)
statute - ✔✔law; ordinance
, exclusive remedy - ✔✔prohibits injured employees from suing employer if
receiving workers comp
occurrence - ✔✔takes place during policy period
claims-made - ✔✔first reported during policy period, retroactive date
extended reporting period
duty to defend - ✔✔must provide if plaintiff's allegations fall within scope of
coverage
compensatory damages - ✔✔pay injured party for their portion
punitive damages - ✔✔punish wrongdoer
general damages - ✔✔loss of companion, disfigurement, pain/suffering
special damages - ✔✔lost income, medical bills, property repair
supplementary payments - ✔✔specific items the insurer will pay in addition
to the limits of insurance
supplementary payments - ✔✔specific items the insurer will pay in addition
to the limits of insurance
Each Occurrence Limit - ✔✔The maximum amount an insurer will pay for
all covered losses from a single occurrence, regardless of the number of
persons injured or the number of parties claiming property damage.
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