NJ Health Insurance Practice
Exam questions and answers
2025 latest update
A service that charges a flat fee for medical care provided at its own clinic
is called a:
Select one:
a. Risk Retention Group.
b. Blue Cross/Blue Shield organization.
c. Health Maintenance organization.
d. Multiple Employer Trust (MET). - answer c. Health Maintenance
organization.
HMOs provide the Health Care coverage, as well as the medical care itself
(including prescription medication). HMO members are allowed to go to
hospitals, physicians, or clinics that are part of the plan, or to outside
providers on a referred basis, after seeing the HMO physician (the
gatekeeper physician).
Medicaid is primarily used to:
Select one:
a. Pay for medical expenses of the elderly.
b. Pay medical aid to those injured as the result of tornadoes or other
natural disasters.
c. Pay for medical expenses of the needy.
d. Provide supplemental medical expenses for those on Medicare. - answer
c. Pay for medical expenses of the needy.
Exam questions and answers
2025 latest update
A service that charges a flat fee for medical care provided at its own clinic
is called a:
Select one:
a. Risk Retention Group.
b. Blue Cross/Blue Shield organization.
c. Health Maintenance organization.
d. Multiple Employer Trust (MET). - answer c. Health Maintenance
organization.
HMOs provide the Health Care coverage, as well as the medical care itself
(including prescription medication). HMO members are allowed to go to
hospitals, physicians, or clinics that are part of the plan, or to outside
providers on a referred basis, after seeing the HMO physician (the
gatekeeper physician).
Medicaid is primarily used to:
Select one:
a. Pay for medical expenses of the elderly.
b. Pay medical aid to those injured as the result of tornadoes or other
natural disasters.
c. Pay for medical expenses of the needy.
d. Provide supplemental medical expenses for those on Medicare. - answer
c. Pay for medical expenses of the needy.
